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Listed 1 month ago

2 CROYDON Drive

437 - Lakeshore, St. Catharines

$650,000

Detached|Bungalow
3 | 2 | 8
About this home

Situated on a corner lot with 2 driveways sits this very well-maintained bungalow with 3 main floor bedrooms, sun/family room and inground pool! Main driveway fits 6+ vehicles. Extra driveway off Arthur Street fits 2 vehicles and leads right to the backyard. Light and bright living room, updated white kitchen with quartz counters and separate dining room. 4 piece main bath. All season sun/family room on the ground level has sliding doors right out to the pool and separate entrance door from the second driveway. The basement has a great sized rec room with fireplace, dry bar with a cool study area behind and cold room. Spacious laundry room and workshop tucked away. Handy 3 piece bath. Out back is your summer hot spot to cool down! Pool with wrap around patio, beautiful flower garden and no maintenance artificial grass. Located a short walk away from Sunset Beach and Bogart Street park with splash pad makes this neighbourhood one of the most desired in the city. Malcolmson Eco Park and the Welland Canal is just down the street on Lakeshore Road. Hop over the bridge to NOTL for an evening ice cream at Avondale Dairy bar. This home has been loved by the same owners for almost 50 years and is ready for its next chapter.

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agent
Angela Montano
(647) 283-2643
TypeDetached
StyleBungalow
Approx. Age51-99
Size1100-1500 sq. ft.
Property Tax$4,552
Lot Size65 ft x 100 ft
mls© NumberX13563462
Listed ByRE/MAX GARDEN CITY UPHOUSE REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,327
Property tax
$379
Heat allowance
$150
Housing costs
$3,856 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $130,000
25-yr amortization

Income needed

$119,000

gross annual household income

Payment at 4%
$2,735 / mo
Cash down
$130,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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