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Listed 2 months ago

255 Lakeshore Road

437 - Lakeshore, St. Catharines

$975,000

Detached|Bungalow
2 | 2 | 4
About this home

Thoughtfully designed for comfortable one-floor living, this custom-built walkout bungalow combines quality craftsmanship, timeless finishes and exceptional flexibility for every stage of life. Featuring 2+1 bedrooms, 2 full bathrooms and a partially finished walkout lower level, this beautifully maintained home is ideal for families, professionals or downsizers alike. Soaring 12-foot vaulted ceilings, rich hardwood flooring, oversized windows and an open-concept layout create an inviting space for everyday living and entertaining. The kitchen features granite countertops, ample cabinetry, a large island and overlooks the dining area and living room with its floor-to-ceiling stone gas fireplace. The kitchen, primary bedroom, second bedroom, bathroom and laundry are all conveniently located on the main floor. Built with spray foam insulation for remarkable energy efficiency and a surprisingly quiet interior. The walkout lower level features a finished third bedroom, an expansive unfinished recreation area and is plumbed for a future third bathroom, offering outstanding potential for additional living space, multi-generational living or a future in-law suite. Enjoy an upper deck, covered stone patio, wood-fired outdoor oven, mature gardens and no rear neighbours. Ideally located just minutes from Port Dalhousie, waterfront trails, parks, shopping, restaurants and excellent schools.

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agent
Angela Montano
(647) 283-2643
TypeDetached
StyleBungalow
Approx. Age6-15
Size1500-2000 sq. ft.
Property Tax$7,442
Lot Size50.75 ft x 95.17 ft
mls© NumberX13536154
Listed ByRE/MAX NIAGARA REALTY LTD, BROKERAGE

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,990
Property tax
$620
Heat allowance
$150
Housing costs
$5,761 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $195,000
25-yr amortization

Income needed

$177,000

gross annual household income

Payment at 4%
$4,103 / mo
Cash down
$195,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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