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437 - Lakeshore, St. Catharines
$975,000
Thoughtfully designed for comfortable one-floor living, this custom-built walkout bungalow combines quality craftsmanship, timeless finishes and exceptional flexibility for every stage of life. Featuring 2+1 bedrooms, 2 full bathrooms and a partially finished walkout lower level, this beautifully maintained home is ideal for families, professionals or downsizers alike. Soaring 12-foot vaulted ceilings, rich hardwood flooring, oversized windows and an open-concept layout create an inviting space for everyday living and entertaining. The kitchen features granite countertops, ample cabinetry, a large island and overlooks the dining area and living room with its floor-to-ceiling stone gas fireplace. The kitchen, primary bedroom, second bedroom, bathroom and laundry are all conveniently located on the main floor. Built with spray foam insulation for remarkable energy efficiency and a surprisingly quiet interior. The walkout lower level features a finished third bedroom, an expansive unfinished recreation area and is plumbed for a future third bathroom, offering outstanding potential for additional living space, multi-generational living or a future in-law suite. Enjoy an upper deck, covered stone patio, wood-fired outdoor oven, mature gardens and no rear neighbours. Ideally located just minutes from Port Dalhousie, waterfront trails, parks, shopping, restaurants and excellent schools.
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| Type | Detached |
| Style | Bungalow |
| Approx. Age | 6-15 |
| Size | 1500-2000 sq. ft. |
| Property Tax | $7,442 |
| Lot Size | 50.75 ft x 95.17 ft |
| mls© Number | X13536154 |
| Listed By | RE/MAX NIAGARA REALTY LTD, BROKERAGE |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $4,990
- Property tax
- $620
- Heat allowance
- $150
- Housing costs
- $5,761 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$177,000
gross annual household income
- Payment at 4%
- $4,103 / mo
- Cash down
- $195,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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