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Listed 8 days ago

9 Heathcote Terrace

437 - Lakeshore, St. Catharines

$799,000

Detached|Sidesplit 4
4 | 2 | 5
About this home

Backyard Oasis in Desirable North End Area a Short Walk to the Beach and Situated on a Private Parklike Lot. This bright and spacious 4 bedroom, 2 bathroom side-split is perfectly situated on a quite circle in an amazing location close to Sunset Beach, walking trails, parks and the Canal, in highly sought after north end St. Catharines. Filled with natural light, this inviting home offers a warm and comfortable layout with plenty of space for the whole family. Upon arrival you will notice the double concrete driveway with plenty of parking, as well as the extra long single car garage. The main floor features an open concept living and dining area with engineered hard wood floors and a stunning French door walkout to the backyard patio. The kitchen offers ample cupboard space and newer appliances. Upstairs you will find four bedrooms, a three piece bath and a generous linen closet. Proceed down to the lower level and discover a family room complete with a fireplace, a four piece bathroom, an office that could also serve as a fifth bedroom and another large closet. This area enjoys plenty of natural light from four large windows, and also provides a walkout to the backyard. The lowest level is unfinished and presently used as a laundry and workout room with a new furnace installed in April 2026, an owned water heater. Step outside and discover your very own private oasis in the city. Set on a large pie shaped lot backing onto Beamer Creek, this beautiful property offers no rear neighbour and a peaceful natural setting. The fully fenced yard is meticulously landscaped, surrounded by mature gardens and perennials and anchored by a lovely patio for outdoor dining and entertaining. With its fantastic location, private setting and abundant natural light, this is a rare opportunity to own an exceptional home in one of St. Catharines most desirable neighbourhoods.

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agent
Angela Montano
(647) 283-2643
TypeDetached
StyleSidesplit 4
Approx. Age51-99
Size1100-1500 sq. ft.
Property Tax$5,546
Lot Size43 ft x 152.2 ft
mls© NumberX13683520
Listed ByCOLDWELL BANKER MOMENTUM REALTY, BROKERAGE

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,090
Property tax
$462
Heat allowance
$150
Housing costs
$4,702 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $159,800
25-yr amortization

Income needed

$145,000

gross annual household income

Payment at 4%
$3,362 / mo
Cash down
$159,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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