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Listed 2 months ago

23 The Cedars Street

442 - Vine/Linwell, St. Catharines

$1,649,000

Detached|Bungalow
3 | 3 | 3
About this home

Welcome to 23 The Cedars, where timeless architecture meets exceptional modern luxury in one of St. Catharines' most sought-after neighbourhoods. Nestled on a quiet street surrounded by parks, top-rated schools, and every amenity imaginable, this stunning 4-bedroom, 3 bathroom oversized bungalow has been completely reimagined from top to bottom with uncompromising quality and craftsmanship. Designed for effortless everyday living and entertaining, the spectacular open-concept main floor is flooded with natural light and showcases custom finishes at every turn. From the imported European hardwood and tile flooring to the custom cabinetry, designer lighting, built-in stainless-steel appliances, over-sized kitchen island, and premium finishes throughout, every detail has been thoughtfully curated to create a home unlike any other. The spacious primary retreat offers a beautifully appointed private ensuite, while every room throughout the home has been customized with exceptional attention to detail. A sunroom addition provides the perfect place to enjoy your morning coffee, unwind with a good book, or simply take in the peaceful views of the backyard year-round. The fully finished lower level offers incredible versatility with an expansive family recreation area, bonus media room or home office, additional bedroom, full bathroom, generous crawl space storage, and an ideal layout for a future in-law suite or multi-generational living. Step outside into your own private resort. The fully fenced backyard is a spectacular outdoor oasis featuring a heated in-ground pool, hot tub, covered lounge area, outdoor kitchen/bar, and complete privacy creating the ultimate setting for summer entertaining or relaxing with family and friends. Whether you're looking to accommodate a growing family, enjoy the convenience of one-floor living, or downsize without sacrificing luxury or space, this home delivers a rare combination of style and function that is seldom offered.

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agent
Angela Montano
(647) 283-2643
TypeDetached
StyleBungalow
Approx. Age51-99
Size1500-2000 sq. ft.
Property Tax$5,626
Lot Size68 ft x 110.85 ft
mls© NumberX13503288
Listed ByEXP REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$8,440
Property tax
$469
Heat allowance
$150
Housing costs
$9,059 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $329,800
25-yr amortization

Income needed

$279,000

gross annual household income

Payment at 4%
$6,939 / mo
Cash down
$329,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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