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442 - Vine/Linwell, St. Catharines
$1,649,000
Welcome to 23 The Cedars, where timeless architecture meets exceptional modern luxury in one of St. Catharines' most sought-after neighbourhoods. Nestled on a quiet street surrounded by parks, top-rated schools, and every amenity imaginable, this stunning 4-bedroom, 3 bathroom oversized bungalow has been completely reimagined from top to bottom with uncompromising quality and craftsmanship. Designed for effortless everyday living and entertaining, the spectacular open-concept main floor is flooded with natural light and showcases custom finishes at every turn. From the imported European hardwood and tile flooring to the custom cabinetry, designer lighting, built-in stainless-steel appliances, over-sized kitchen island, and premium finishes throughout, every detail has been thoughtfully curated to create a home unlike any other. The spacious primary retreat offers a beautifully appointed private ensuite, while every room throughout the home has been customized with exceptional attention to detail. A sunroom addition provides the perfect place to enjoy your morning coffee, unwind with a good book, or simply take in the peaceful views of the backyard year-round. The fully finished lower level offers incredible versatility with an expansive family recreation area, bonus media room or home office, additional bedroom, full bathroom, generous crawl space storage, and an ideal layout for a future in-law suite or multi-generational living. Step outside into your own private resort. The fully fenced backyard is a spectacular outdoor oasis featuring a heated in-ground pool, hot tub, covered lounge area, outdoor kitchen/bar, and complete privacy creating the ultimate setting for summer entertaining or relaxing with family and friends. Whether you're looking to accommodate a growing family, enjoy the convenience of one-floor living, or downsize without sacrificing luxury or space, this home delivers a rare combination of style and function that is seldom offered.
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| Type | Detached |
| Style | Bungalow |
| Approx. Age | 51-99 |
| Size | 1500-2000 sq. ft. |
| Property Tax | $5,626 |
| Lot Size | 68 ft x 110.85 ft |
| mls© Number | X13503288 |
| Listed By | EXP REALTY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $8,440
- Property tax
- $469
- Heat allowance
- $150
- Housing costs
- $9,059 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$279,000
gross annual household income
- Payment at 4%
- $6,939 / mo
- Cash down
- $329,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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