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Listed 3 months ago

540 Niagara Street

442 - Vine/Linwell, St. Catharines

$699,900

Detached|Bungalow
2 | 2 | 7
About this home

Nothing to do but move in to this renovated home where almost every major mechanical and cosmetic update has already been completed. Arriving at the property, the curb appeal will immediately stand out featuring a private oversized double-wide driveway with parking for 6+ vehicles. Set back nicely from the road, the home is surrounded by mature trees, landscaped gardens and a newly built oversized front porch. You are welcomed by a bright foyer finished with new tile flooring, fresh paint and an updated exterior door. The oversized family room offers updated flooring, newer windows and a gas fireplace insert creating a inviting atmosphere. The renovated kitchen is finished with quartz countertops, new stainless steel appliances and updated lighting. Adjacent to the kitchen is a bright three-season room, perfect for summer dining while providing direct access to the private courtyard area outside. Originally designed as a three-bedroom home, one bedroom is currently being used as an oversized dining room and could easily be converted back if desired. The primary bedroom features double closets while a three-piece bathroom completes the main floor. The fully remodeled lower level offers a large rec room, additional bedroom, three-piece bathroom and laundry area finished with new tile flooring, pot lighting and fresh paint. The backyard is a standout feature offering both expansive green space with mature trees and a separate courtyard-style entertaining area complete with pergola lounge seating, bar seating and a serving window opening directly into the garage. Additional exterior features include updated soffits, a backyard pond and gated access to the larger yard area. Additional updates include furnace, central air and hot water tank (2024), along with the asphalt driveway, eavestroughs, siding and exterior deck spaces. Come see what this home has to offer today in the desirable North-end of St. Catharines.

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agent
Angela Montano
(647) 283-2643
TypeDetached
StyleBungalow
Approx. AgeNot available
Size700-1100 sq. ft.
Property Tax$4,327
Lot Size72 ft x 163.05 ft
mls© NumberX13175662
Listed ByRE/MAX HENDRIKS TEAM REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,582
Property tax
$361
Heat allowance
$150
Housing costs
$4,093 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $139,980
25-yr amortization

Income needed

$126,000

gross annual household income

Payment at 4%
$2,945 / mo
Cash down
$139,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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