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Listed 7 days ago

8 Champa Drive

442 - Vine/Linwell, St. Catharines

$579,900

Detached|Bungalow
3 | 2 | 5
About this home

Welcome to 8 Champa Drive. This well-kept brick bungalow with great bones is located in one of the most desirable North End St. Catharines neighborhoods. 8 Champa Drive offers 3 Bedrooms, 2 bathrooms and a partially finished basement with plenty of space to grow. The single attached garage with double driveway provides plenty of room for vehicles. In addition, an "extra" space between the garage and main floor, currently acting as a secondary eat-in kitchenette plus laundry, ads to the uniqueness of this bungalow. Make this space yours with whatever you can imagine. Must see! Book your showing today.

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agent
Angela Montano
(647) 283-2643
TypeDetached
StyleBungalow
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$5,169
Lot Size75 ft x 105.68 ft
mls© NumberX13685726
Listed ByRE/MAX GARDEN CITY REALTY INC, BROKERAGE

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,968
Property tax
$431
Heat allowance
$150
Housing costs
$3,549 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $115,980
25-yr amortization

Income needed

$109,000

gross annual household income

Payment at 4%
$2,440 / mo
Cash down
$115,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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