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New2 days ago

506 Niagara St Street

442 - Vine/Linwell, St. Catharines

$589,900

Detached|1 1/2 Storey
4 | 2 | 5
About this home

Sitting on a Huge Lot with Detchd Garage and a Beauttiful Cottage Like Extremely Private BackYard. It Offers modern elegance and practical living with 4-bedroom, 2-bathroom residence. Designed to cater to a variety of lifestyles, this home stands out with its rare and highly coveted main-floor bedroom-providing the ideal setup for an accessible guest suite, a dedicated home office, or a convenient primary bedroom option that offers complete separation from the upper level. Bright & Open Concept: The heart of the home features a thoughtfully designed, sun-drenched floor plan that seamlessly connects the living, dining, and kitchen areas-perfect for effortless entertaining and daily family life.Featuring high-end finishes throughout, the interior exudes warmth and style, complemented by large windows that invite natural light into every room.Spacious Upper Level houses additional well-appointed bedrooms and bathrooms, offering privacy and ample space for a growing family or visitors. Situated in a desirable St. Catharines neighborhood, you are moments away from local amenities, parks, schools, and major transit routes. This home is more than just a property; it is a lifestyle upgrade designed to adapt to your needs for years to come. Don't miss your chance to own this rare gem.

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agent
Angela Montano
(647) 283-2643
TypeDetached
Style1 1/2 Storey
Approx. AgeNot available
Size1500-2000 sq. ft.
Property Tax$4,610
Lot Size50 ft x 106 ft
mls© NumberX13704176
Listed ByCENTURY 21 GREEN REALTY INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,019
Property tax
$384
Heat allowance
$150
Housing costs
$3,554 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $117,980
25-yr amortization

Income needed

$109,000

gross annual household income

Payment at 4%
$2,482 / mo
Cash down
$117,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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