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Listed 11 days ago

347 LINWELL Road

442 - Vine/Linwell, St. Catharines

$579,900

Detached|Bungalow
3 | 1 | 4
About this home

Tucked away amongst the mature gardens and tree canopy sits this charming bungalow right in the heart of the North End. It has been well kept, the basement has stayed dry, and there have been plenty of upgrades along the way. This 1,050 sq.ft. home has been freshly painted throughout and offers three good-sized bedrooms upstairs, a 4-piece bathroom, timeless -inch oak hardwood floors throughout, and an open eat-in kitchen that is perfect for keeping an eye on the backyard. The basement features a fourth bedroom, a spacious rec room ideal for watching the big game, and plenty of storage in the furnace/laundry room complete with a workbench for all your tools. There is also an opportunity here to create an in-law suite. Enjoy the convenience of being near great park trails, some of the best schools, and a wonderful community. Updates & Features: Washer, Dryer & Dishwasher purchased in 2024, Furnace & heat pump (2024), Water softener and reverse osmosis system (2024), Ducts cleaned (2024), Hood vent, new faucet, light fixtures, and GFI kitchen outlets (2026),Shingles are less than 10 years old.

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agent
Angela Montano
(647) 283-2643
TypeDetached
StyleBungalow
Approx. Age51-99
Size700-1100 sq. ft.
Property Tax$3,744
Lot Size53.2 ft x 125 ft
mls© NumberX13673266
Listed ByRE/MAX GARDEN CITY UPHOUSE REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,968
Property tax
$312
Heat allowance
$150
Housing costs
$3,430 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $115,980
25-yr amortization

Income needed

$106,000

gross annual household income

Payment at 4%
$2,440 / mo
Cash down
$115,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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