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442 - Vine/Linwell, St. Catharines
$579,900
Tucked away amongst the mature gardens and tree canopy sits this charming bungalow right in the heart of the North End. It has been well kept, the basement has stayed dry, and there have been plenty of upgrades along the way. This 1,050 sq.ft. home has been freshly painted throughout and offers three good-sized bedrooms upstairs, a 4-piece bathroom, timeless -inch oak hardwood floors throughout, and an open eat-in kitchen that is perfect for keeping an eye on the backyard. The basement features a fourth bedroom, a spacious rec room ideal for watching the big game, and plenty of storage in the furnace/laundry room complete with a workbench for all your tools. There is also an opportunity here to create an in-law suite. Enjoy the convenience of being near great park trails, some of the best schools, and a wonderful community. Updates & Features: Washer, Dryer & Dishwasher purchased in 2024, Furnace & heat pump (2024), Water softener and reverse osmosis system (2024), Ducts cleaned (2024), Hood vent, new faucet, light fixtures, and GFI kitchen outlets (2026),Shingles are less than 10 years old.
No extras listed.
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| Type | Detached |
| Style | Bungalow |
| Approx. Age | 51-99 |
| Size | 700-1100 sq. ft. |
| Property Tax | $3,744 |
| Lot Size | 53.2 ft x 125 ft |
| mls© Number | X13673266 |
| Listed By | RE/MAX GARDEN CITY UPHOUSE REALTY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,968
- Property tax
- $312
- Heat allowance
- $150
- Housing costs
- $3,430 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$106,000
gross annual household income
- Payment at 4%
- $2,440 / mo
- Cash down
- $115,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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