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Listed 13 days ago

15 The Cedars N/A

442 - Vine/Linwell, St. Catharines

$924,999

Detached|Bungalow-Raised
3 | 2 | 5
About this home

Timeless elegance meets peaceful, effortless living in this raised bungalow, completely renovated in 2024 and situated on a large corner lot in the highly sought-after Walker's Creek North End neighbourhood. This exceptional home blends beautiful design, thoughtful craftsmanship and modern comfort, with a stunning custom kitchen by Oakridge Cabinetry, quartz countertops, new Bosch appliances and an impressive 4' x 8' island designed for gathering.Thoughtful details continue throughout with new flooring, doors and hardware, an updated main bathroom with heated floors, a beautifully renovated lower-level bathroom with heated floors, and upgraded insulation. Behind the finishes, extensive mechanical upgrades include a new furnace and central air conditioning, all-new ductwork, updated plumbing and electrical, and whole-home HEPA air purification. Roof and siding were updated in 2019, adding to the home's long list of improvements.Step outside to your own private backyard retreat featuring an in-ground pool with a new liner and thermal cover (2025), a tranquil koi pond and waterfall, mature cedars and colourful perennial gardens that provide beauty throughout the seasons. Offering added peace of mind, the property remained completely dry throughout the area's recent significant rainfall and flooding events. Surrounded by quiet, tree-lined streets, wonderful long-term neighbours and a genuine sense of community, you're just steps from Walker's Creek Park, scenic walking and cycling trails, excellent schools and minutes from Sunset Beach.Elegant yet comfortable, peaceful yet connected, this is a home designed for you to simply arrive, settle in and enjoy.

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agent
Angela Montano
(647) 283-2643
TypeDetached
StyleBungalow-Raised
Approx. Age51-99
Size1100-1500 sq. ft.
Property Tax$5,087
Lot Size60 ft x 110 ft
mls© NumberX13667004
Listed ByCOLDWELL BANKER MOMENTUM REALTY, BROKERAGE

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,735
Property tax
$424
Heat allowance
$150
Housing costs
$5,308 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $185,000
25-yr amortization

Income needed

$163,000

gross annual household income

Payment at 4%
$3,893 / mo
Cash down
$185,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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