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New6 days ago

63 Harcove Street

442 - Vine/Linwell, St. Catharines

$810,000

Detached|Bungalow-Raised
3 | 2 | 6
About this home

If location and an updated, modern design are what you're looking for, your search is over! Perfectly situated in the highly sought-after North End of St. Catharines, this beautifully remodelled raised bungalow has your name written all over it.Completely redesigned top to bottom with both style and convenience in mind, this home offers a modern open-concept main floor featuring three bedrooms and a spacious layout that is ideal for everyday family living and entertaining. The Quartz counter and island are perfect for keeping guests entertained and involved; heck there is even a waterfall island to complete the look!One of the greatest advantages of a raised bungalow is the lower level-and this home truly takes advantage of it. Numerous oversized windows flood the lower level with natural light, creating a bright, inviting space that feels more like a main floor than a basement. This portion of the home boasts an additional expansive living area featuring a very cool bioethanol fireplace, separate bedroom and full bathroom, the possibilities are endless. Perfect for a growing or extended family, guests, a home office, recreation space, or potential income opportunities.Adding even more value is the incredible oversized 18 x 30 foot detached garage with a 60 amp panel and natural gas line, offering exceptional versatility for the hobbyist, car enthusiast, contractor, or anyone needing additional storage and workspace.Combine an exceptional North End location, extensive updates, versatile living space and a remarkable detached garage, and you have a home that truly stands out. This one is a must-see!

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agent
Angela Montano
(647) 283-2643
TypeDetached
StyleBungalow-Raised
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$5,193
Lot Size51 ft x 105 ft
mls© NumberX13690630
Listed ByEXP REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,146
Property tax
$433
Heat allowance
$150
Housing costs
$4,729 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $162,000
25-yr amortization

Income needed

$145,000

gross annual household income

Payment at 4%
$3,409 / mo
Cash down
$162,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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