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New18 hours ago

36 Ramsey Street

443 - Lakeport, St. Catharines

$719,900

Detached|Bungalow
3 | 2 | 5
About this home

Nestled in a quiet, family-friendly neighbourhood, 36 Ramsey Street welcomes you with exceptional curb appeal, double driveway and an attached garage. Situated on a premium, large lot, this beautifully fully kept bungalow home offers the perfect blend of modern luxury and functional family living in north-end St. Catharines. Step inside to discover a bright, open-concept main floor designed for seamless everyday living and effortless entertaining. Every detail has been meticulously maintained from top to bottom, highlighted by rich hardwood floors, contemporary finishes, and a gorgeous 3-season room. The home is equipped with two kitchens, one on the main floor and a second kitchen on the lower level. For ultimate convenience, this home offers the perfect main floor living and abundant storage solutions. It hosts three bright, generously sized bedrooms and a beautifully appointed bathroom, providing a peaceful retreat for the entire family. The fully finished lower level adds incredible versatility to the property, boasting a spacious family room perfect for movie nights or play. A large 13' x 18' 3-season room is a true standout feature of this property along with a generous, private backyard. Whether you are hosting a summer barbecue, watching the kids play, or enjoying a quiet morning coffee, this indoor/outdoor oasis is built for making memories. Completely turn-key and move-in ready, this exquisite property is waiting for you to call it home.

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agent
Angela Montano
(647) 283-2643
TypeDetached
StyleBungalow
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$5,334
Lot Size51.32 ft x 143.86 ft
mls© NumberX13705406
Listed ByREVEL Realty Inc., Brokerage

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,685
Property tax
$445
Heat allowance
$150
Housing costs
$4,279 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $143,980
25-yr amortization

Income needed

$132,000

gross annual household income

Payment at 4%
$3,029 / mo
Cash down
$143,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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