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437 - Lakeshore, St. Catharines
$655,000
NEW PRICE! Check out this beautifully maintained raised bungalow in one of St. Catharines' most desirable neighbourhoods. If you've been searching for a home that offers lifestyle, location, and exceptional value, this one is worth a closer look. Set on a landscaped, low-maintenance lot with fantastic curb appeal, this 2+1-bedroom, 2-bathroom home offers bright, functional living space from top to bottom. The main floor features vaulted ceilings, hardwood flooring, a spacious living room with a large front window, and an updated kitchen complete with a Fisher & Paykel fridge & dishwasher, tiled backsplash, island seating, and an abundance of natural light. The formal dining area provides the perfect setting for family dinners and entertaining. Sliding doors lead to a private backyard retreat with multiple seating areas, mature landscaping, ample shade, and minimal maintenance. The primary bedroom overlooks the backyard through a beautiful bay window. It offers a double closet, while the updated main bathroom features a glass shower enclosure, stylish white tile, quartz vanity, and ample storage. Downstairs, you'll find a bright lower level that hardly feels like a basement thanks to its oversized windows and natural light. The spacious rec room features a gas fireplace and a fantastic entertaining space with a wet bar, wine fridge, and wine storage. A third bedroom with direct access to a 3-piece bathroom creates an ideal guest suite, while the separate walk-up side entrance offers excellent potential for an in-law suite or future rental setup. And then there's the location. Just minutes from Port Dalhousie, Sunset Beach, waterfront parks, marinas, top-rated schools, shopping, restaurants, and Niagara wine country, this is North End living at its finest. Whether you're looking for a move-in-ready home, room for extended family, or simply want to enjoy one of the city's most sought-after neighbourhoods, this home is one you won't want to miss!
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| Type | Detached |
| Style | Bungalow-Raised |
| Approx. Age | 31-50 |
| Size | 700-1100 sq. ft. |
| Property Tax | $5,210 |
| Lot Size | 58.98 ft x 81.84 ft |
| mls© Number | X13596940 |
| Listed By | EXP REALTY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,353
- Property tax
- $434
- Heat allowance
- $150
- Housing costs
- $3,937 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$121,000
gross annual household income
- Payment at 4%
- $2,756 / mo
- Cash down
- $131,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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