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Listed 1 month ago

127A Lakeshore Road

437 - Lakeshore, St. Catharines

$655,000

Detached|Bungalow-Raised
2 | 2 | 3
About this home

NEW PRICE! Check out this beautifully maintained raised bungalow in one of St. Catharines' most desirable neighbourhoods. If you've been searching for a home that offers lifestyle, location, and exceptional value, this one is worth a closer look. Set on a landscaped, low-maintenance lot with fantastic curb appeal, this 2+1-bedroom, 2-bathroom home offers bright, functional living space from top to bottom. The main floor features vaulted ceilings, hardwood flooring, a spacious living room with a large front window, and an updated kitchen complete with a Fisher & Paykel fridge & dishwasher, tiled backsplash, island seating, and an abundance of natural light. The formal dining area provides the perfect setting for family dinners and entertaining. Sliding doors lead to a private backyard retreat with multiple seating areas, mature landscaping, ample shade, and minimal maintenance. The primary bedroom overlooks the backyard through a beautiful bay window. It offers a double closet, while the updated main bathroom features a glass shower enclosure, stylish white tile, quartz vanity, and ample storage. Downstairs, you'll find a bright lower level that hardly feels like a basement thanks to its oversized windows and natural light. The spacious rec room features a gas fireplace and a fantastic entertaining space with a wet bar, wine fridge, and wine storage. A third bedroom with direct access to a 3-piece bathroom creates an ideal guest suite, while the separate walk-up side entrance offers excellent potential for an in-law suite or future rental setup. And then there's the location. Just minutes from Port Dalhousie, Sunset Beach, waterfront parks, marinas, top-rated schools, shopping, restaurants, and Niagara wine country, this is North End living at its finest. Whether you're looking for a move-in-ready home, room for extended family, or simply want to enjoy one of the city's most sought-after neighbourhoods, this home is one you won't want to miss!

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agent
Angela Montano
(647) 283-2643
TypeDetached
StyleBungalow-Raised
Approx. Age31-50
Size700-1100 sq. ft.
Property Tax$5,210
Lot Size58.98 ft x 81.84 ft
mls© NumberX13596940
Listed ByEXP REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,353
Property tax
$434
Heat allowance
$150
Housing costs
$3,937 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $131,000
25-yr amortization

Income needed

$121,000

gross annual household income

Payment at 4%
$2,756 / mo
Cash down
$131,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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