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455 - Secord Woods, St. Catharines
$579,000
This lovely character home has so much to offer with 3 bedrooms, 2 bathrooms, a cozy covered front porch, and a single car garage. Situated on a beautiful lot backing onto a picturesque ravine, the backyard serves as a peaceful retreat and a quiet escape from the city. Located on convenient, bustling Queenston Street, this property sits in a vibrant Niagara community that attracts a wonderful mix of first-time buyers, investors, and families. True to the phrase "location, location, location," it offers quick access to transit, shopping, local amenities, and the highway. Families will appreciate the walkability to schools, local parks, and a summer splash pad, while outdoor enthusiasts will enjoy the close proximity to walking paths by the Welland Canal. For added utility and peace of mind, the property features an installed sewer backflow prevention valve. The property's higher elevation and natural grade provide excellent drainage toward the ravine at the rear, ensuring the basement remained completely dry during the city's recent flooding events.
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| Type | Detached |
| Style | 1 1/2 Storey |
| Approx. Age | 51-99 |
| Size | 1100-1500 sq. ft. |
| Property Tax | $4,189 |
| Lot Size | 50 ft x 280 ft |
| mls© Number | X13138566 |
| Listed By | CENTURY 21 MILLER DAVIES REAL ESTATE LTD. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,964
- Property tax
- $349
- Heat allowance
- $150
- Housing costs
- $3,463 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$107,000
gross annual household income
- Payment at 4%
- $2,437 / mo
- Cash down
- $115,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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