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Listed 2 months ago

25 Haight Street

456 - Oakdale, St. Catharines

$729,500

Detached|2-Storey
3 | 2 | 4
About this home

Nearly new, this impeccably finished 2-storey home offers a bevy of features that are difficult to find. Starting from the ground up, the foundation was constructed with insulated concrete forms (ICF), a strong, energy-efficient option rarely found in a detached home. The main floor is open and inviting, centered around a beautiful kitchen. With pot lights, ample cabinetry, a 6-long island, and quartz counters, it is open to the living room on one side and a large dining area on the other. Garden doors lead from the dining area out to a large, elevated deck which measures nearly 24' wide and is overlooking the big backyard. Head upstairs to the bedroom level where you'll find three well-sized bedrooms and a gorgeous 5-piece bathroom, complete with a stand-alone tub, large tiled walk-in shower, double vanity, and separate water closet. Constructed in 2024, this is the perfect home if you're looking for a well-finished, absolute move-in ready, 2 storey home. Centrally located near downtown, highway access, Hartzel rd. and the Pen Centre shopping area. Visit the REALTOR website for further information about this Listing.

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agent
Angela Montano
(647) 283-2643
TypeDetached
Style2-Storey
Approx. Age0-5
Size1500-2000 sq. ft.
Property Tax$5,183
Lot Size53.67 ft x 98.74 ft
mls© NumberX13532624
Listed ByBOSLEY REAL ESTATE LTD.,

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,734
Property tax
$432
Heat allowance
$150
Housing costs
$4,316 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $145,900
25-yr amortization

Income needed

$133,000

gross annual household income

Payment at 4%
$3,070 / mo
Cash down
$145,900

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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