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Listed 8 days ago

23 Moffatt Street

456 - Oakdale, St. Catharines

$595,000

Detached|Bungalow-Raised
2 | 2 | 2
About this home

Peaceful park views and a covered patio for year-round relaxing on a prized corner lot, with Pen Centre, Hartzel Rd, and quick highway access only minutes away - nature at your doorstep, convenience at your door.Welcome to this beautifully upgraded raised brick bungalow in the heart of St. Catharines! This move-in-ready home features 2+2 bedrooms and 2 full bathrooms with approximately 1,676 sq ft of total living space (806 sq ft on the lower level). Extensive quality upgrades throughout include a brand-new Lennox 65,000 BTU high-efficiency furnace (installed October 2024 with warranty through October 2034) and central air conditioning.The stunning kitchen boasts elegant quartz countertops, a new modern sink with Kohler faucet, and under-cabinet lighting with flush valance. Both bathrooms have been refreshed with quartz countertops, modern vessel sinks, and updated faucet fixtures. The lower level features newly installed laundry cabinetry and a utility sink.The outdoor living space is perfect for a covered patio with durable polycarbonate roofing for extended seasonal use, and a covered front porch with matching polycarbonate sheets.Enjoy total peace of mind with excellent property drainage and meticulous grading that keep the fully finished lower level bone-dry and worry-free, regardless of the weather.Located close to highway access, schools, parks, shopping, restaurants, and beautiful walking trails. Just a 5-minute drive to Niagara College and Brock University. Perfect for a growing family, first-time home buyers, empty nesters, or as a rental investment property. Low maintenance and shows beautifully!

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agent
Angela Montano
(647) 283-2643
TypeDetached
StyleBungalow-Raised
Approx. AgeNot available
Size700-1100 sq. ft.
Property Tax$3,611
Lot Size65.2 ft x 43.33 ft
mls© NumberX13681154
Listed ByToronto Real Estate Realty Plus Inc

Listing History

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  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,045
Property tax
$301
Heat allowance
$150
Housing costs
$3,496 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $119,000
25-yr amortization

Income needed

$108,000

gross annual household income

Payment at 4%
$2,504 / mo
Cash down
$119,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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