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450 - E. Chester, St. Catharines
$399,900
Practical 5-bedroom detached home with separate side entrance. This turn-key 2-storey property offers a highly functional layout suited for an extended family, multi-generational living, or an affordable investment configuration. The main and upper levels feature bright, well-sized rooms including 3 bedrooms upstairs and a full bathroom. The lower level adds significant utility with 2 additional bedrooms, a second full bathroom, and a dedicated side door entrance providing in-law capability. Notably, the property backs directly onto a quiet ravine lot with no rear neighbours, providing a private outdoor retreat. Conveniently located within walking distance to downtown transit, essential amenities, and highway access. Driveway parking included. Offers immediate possession.
No extras listed.
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | 51-99 |
| Size | 1100-1500 sq. ft. |
| Property Tax | $2,473 |
| Lot Size | 42.63 ft x 74.22 ft |
| mls© Number | X13622288 |
| Listed By | COLDWELL BANKER MOMENTUM REALTY, BROKERAGE |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,047
- Property tax
- $206
- Heat allowance
- $150
- Housing costs
- $2,403 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$74,000
gross annual household income
- Payment at 4%
- $1,683 / mo
- Cash down
- $79,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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