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Listed 25 days ago

25 GALE Crescent

450 - E. Chester, St. Catharines

$399,900

Detached|2-Storey
3 | 2 | 3
About this home

Practical 5-bedroom detached home with separate side entrance. This turn-key 2-storey property offers a highly functional layout suited for an extended family, multi-generational living, or an affordable investment configuration. The main and upper levels feature bright, well-sized rooms including 3 bedrooms upstairs and a full bathroom. The lower level adds significant utility with 2 additional bedrooms, a second full bathroom, and a dedicated side door entrance providing in-law capability. Notably, the property backs directly onto a quiet ravine lot with no rear neighbours, providing a private outdoor retreat. Conveniently located within walking distance to downtown transit, essential amenities, and highway access. Driveway parking included. Offers immediate possession.

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agent
Angela Montano
(647) 283-2643
TypeDetached
Style2-Storey
Approx. Age51-99
Size1100-1500 sq. ft.
Property Tax$2,473
Lot Size42.63 ft x 74.22 ft
mls© NumberX13622288
Listed ByCOLDWELL BANKER MOMENTUM REALTY, BROKERAGE

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,047
Property tax
$206
Heat allowance
$150
Housing costs
$2,403 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $79,980
25-yr amortization

Income needed

$74,000

gross annual household income

Payment at 4%
$1,683 / mo
Cash down
$79,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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