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451 - Downtown, St. Catharines
$549,900
CHARMING CENTURY HOME ON AN EXTRA-DEEP LOT IN A CONVENIENT, FAMILY-FRIENDLY NEIGHBOURHOOD. Step into a home where timeless craftsmanship shines through every room. Filled with original character, beautiful wood trim, and inviting living spaces, this well-maintained century home offers warmth, charm, and pride of ownership. The bright and welcoming interior showcases the rich architectural details that make older homes so special. Major updates include a new furnace, central air conditioner, and hot water tank (2023),along with a roof replaced in 2019, providing confidence for years to come. Outside, the extra-deep backyard offers exceptional outdoor space for entertaining, gardening, children, pets, or simply relaxing in your own private retreat. A large rear deck provides the perfect setting for summer barbecues, outdoor dining, or enjoying a quiet evening. Situated on a quiet residential street, this home combines peaceful neighbourhood living without standing convenience. You'll be just minutes from parks, the St. Catharines Public Library, downtown shopping and restaurants, grocery stores, schools, public transit, the First Ontario Performing Arts Centre, Highway 406, the QEW, Brock University, Niagara Health, and the GO Transit hub.Combining timeless character, an extra-deep lot, a large rear deck, and an unbeatable central location, this is a wonderful opportunity to own a character-filled home that has been lovingly cared for and is ready for its next chapter.
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | 100+ |
| Size | 1100-1500 sq. ft. |
| Property Tax | $3,058 |
| Lot Size | 25.25 ft x 116.52 ft |
| mls© Number | X13649398 |
| Listed By | YOUR HOME SOLD GUARANTEED REALTY ELITE |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,815
- Property tax
- $255
- Heat allowance
- $150
- Housing costs
- $3,219 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$99,000
gross annual household income
- Payment at 4%
- $2,314 / mo
- Cash down
- $109,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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