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451 - Downtown, St. Catharines
$399,900
Welcome to this charming, well kept 2-storey home located in the heart of St. Catherine's! Central location - 10 min walk to downtown, 2 min to 406, 4 min to QEW, 10 min drive to Brock University. Boasting 4 large bedrooms, ample living space (1656 sqft), main floor laundry with outside access & plenty of parking! Property features two functional kitchens and a layout offering potential for two separate 2-bedroom living areas. Perfect opportunity for buyers & investors! Don't miss your chance to make this your next home or to add this well kept home to your portfolio!
No extras listed.
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No upcoming open houses.
This seller is holding back offers
Instead of reviewing offers as they come in, this seller has set offer instructions — a strategy often paired with attractive pricing to invite competing bids. Timing and preparation matter here; get in touch and we'll walk you through it.
| Type | Detached |
| Style | 2-Storey |
| Approx. Age | 100+ |
| Size | 1500-2000 sq. ft. |
| Property Tax | $3,032 |
| Lot Size | 31.5 ft x 101 ft |
| mls© Number | X13697386 |
| Listed By | RE/MAX ESCARPMENT REALTY INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,047
- Property tax
- $253
- Heat allowance
- $150
- Housing costs
- $2,450 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$75,000
gross annual household income
- Payment at 4%
- $1,683 / mo
- Cash down
- $79,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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