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Listed 1 month ago

102 Beech Street

451 - Downtown, St. Catharines

$449,000

Detached|Bungalow
3 | 2 | 2
About this home

Welcome to this beautifully updated 3-bedroom bungalow located on a quiet street in a mature St. Catharines neighbourhood. This move-in ready home offers modern upgrades, comfortable living, and excellent future potential. The main floor has been extensively renovated featuring brand-new windows throughout, updated plumbing and electrical systems, new flooring, fresh paint, and modern light fixtures. The bright and functional layout is perfect for everyday living and entertaining. The updated kitchen features a brand-new stainless steel Samsung appliance package, while the renovated main bathroom offers a new vanity, faucet, and toilet. The spacious unfinished basement offers excellent potential with good ceiling height, a separate entrance, and an existing 2-piece bathroom. This versatile space is ideal for an in-law suite, home office, recreation area, or potential secondary dwelling/income apartment (buyer to complete all required permits and approvals). Conveniently located close to schools, parks, shopping, restaurants, grocery stores, and public transit. Enjoy easy access to the QEW for commuters throughout Niagara, Hamilton, and the GTA. The home is also minutes from downtown St. Catharines, Brock University, The Pen Centre, Meridian Centre, Port Dalhousie waterfront, beaches, walking trails, wineries, and many of the amenities the Niagara Region has to offer. Whether you are a first-time buyer, downsizer, family, or investor, this beautifully updated bungalow offers exceptional value with major improvements already completed and exciting future possibilities. A fantastic opportunity to own a turn-key home in a desirable St. Catharines community.

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agent
Angela Montano
(647) 283-2643
TypeDetached
StyleBungalow
Approx. AgeNot available
Size700-1100 sq. ft.
Property Tax$2,808
Lot Size37.7 ft x 63.2 ft
mls© NumberX13601454
Listed ByPLEX REALTY CORPORATION

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,298
Property tax
$234
Heat allowance
$150
Housing costs
$2,682 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $89,800
25-yr amortization

Income needed

$83,000

gross annual household income

Payment at 4%
$1,889 / mo
Cash down
$89,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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