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451 - Downtown, St. Catharines
$699,000
DON'T MISS OUT!!! THE SENIOR SELLER HAS MOVED TO A RETIREMENT HOME AND HAS SLASHED THE PRICE. Located in the Queen Street Heritage District on a desirable 55-foot lot with private parking. Charm and Character abound in this early 1900's home with great street appeal, from the inviting foyer, through the French doors to an exceptionally large, bright living room that is enhanced by the gas fireplace and bay window. The separate dining room is ample for entertaining and family gatherings. The kitchen features a wide selection of pot drawers and pantry cupboard with pull outs. Don't like oak - have the cupboards professional spray painted. All bathrooms have undergone some improvements, and the main bath has a separate shower and soaker tub. On the second floor the spacious upper hallway leads to 3 bedrooms, 4 piece bath and a den that features a double door entry. 2 bedrooms have access to the balcony. The basement level has a recreation room with older finishes, a 3-piece bathroom and partially finished laundry area where you find the walk-up to the backyard. The sunny backyard offers room to play or sit around the ornamental stone fireplace and relax.Also worthy of note: THE EXTERIOR OF THE HOUSE HAS BEEN WATERPROOFED AND MANY WINDOWS HAVE BEEN REPLACED, TRANE FURNACE & AC 2019; 200 AMP ELECTRICAL PANEL; ROOF SHINGLES 2009
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | 100+ |
| Size | 1500-2000 sq. ft. |
| Property Tax | $4,863 |
| Lot Size | 55.12 ft x 122.15 ft |
| mls© Number | X13687974 |
| Listed By | ROYAL LEPAGE NRC REALTY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,578
- Property tax
- $405
- Heat allowance
- $150
- Housing costs
- $4,133 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$127,000
gross annual household income
- Payment at 4%
- $2,942 / mo
- Cash down
- $139,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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