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New6 days ago

103 Queen Street

451 - Downtown, St. Catharines

$699,000

Detached|2-Storey
3 | 3 | 4
About this home

DON'T MISS OUT!!! THE SENIOR SELLER HAS MOVED TO A RETIREMENT HOME AND HAS SLASHED THE PRICE. Located in the Queen Street Heritage District on a desirable 55-foot lot with private parking. Charm and Character abound in this early 1900's home with great street appeal, from the inviting foyer, through the French doors to an exceptionally large, bright living room that is enhanced by the gas fireplace and bay window. The separate dining room is ample for entertaining and family gatherings. The kitchen features a wide selection of pot drawers and pantry cupboard with pull outs. Don't like oak - have the cupboards professional spray painted. All bathrooms have undergone some improvements, and the main bath has a separate shower and soaker tub. On the second floor the spacious upper hallway leads to 3 bedrooms, 4 piece bath and a den that features a double door entry. 2 bedrooms have access to the balcony. The basement level has a recreation room with older finishes, a 3-piece bathroom and partially finished laundry area where you find the walk-up to the backyard. The sunny backyard offers room to play or sit around the ornamental stone fireplace and relax.Also worthy of note: THE EXTERIOR OF THE HOUSE HAS BEEN WATERPROOFED AND MANY WINDOWS HAVE BEEN REPLACED, TRANE FURNACE & AC 2019; 200 AMP ELECTRICAL PANEL; ROOF SHINGLES 2009

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agent
Angela Montano
(647) 283-2643
TypeDetached
Style2-Storey
Approx. Age100+
Size1500-2000 sq. ft.
Property Tax$4,863
Lot Size55.12 ft x 122.15 ft
mls© NumberX13687974
Listed ByROYAL LEPAGE NRC REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,578
Property tax
$405
Heat allowance
$150
Housing costs
$4,133 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $139,800
25-yr amortization

Income needed

$127,000

gross annual household income

Payment at 4%
$2,942 / mo
Cash down
$139,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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