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Listed 2 months ago

34 Crestcombe Road

459 - Ridley, St. Catharines

$599,000

Detached|Backsplit 4
3 | 2 | 5
About this home

Welcome to this beautifully maintained Sidesplit in the heart of West St. Catharines, offering the perfect blend of space, comfort, and convenience. Ideally located within walking distance to restaurants, cafés, grocery stores, major retail shopping, and the GO Station, this home also provides quick access to the QEW, Niagara Health facilities, and other essential amenities. Outdoor enthusiasts will appreciate the nearby nature trails, while the prestigious campus of Ridley College, renowned wineries, and local fruit markets are just a short drive away.Inside, you'll find a thoughtfully updated custom kitchen featuring quality cabinetry and a breakfast bar, seamlessly connected to a spacious formal dining area and a bright living room enhanced by newer luxury vinyl plank flooring. Upper level offers three generously sized bedrooms and a beautifully renovated 4-piece bathroom.The fully finished lower level is designed for relaxation and entertaining, featuring a large recreation room with a cozy gas fireplace, 3-piece bathroom, and a convenient walk-up entrance to the private backyard. Outdoors, enjoy a fully fenced and professionally landscaped yard complete with mature plantings, berry bushes, decorative flower beds, a patio seating area, and ample space for children and pets to play. Basement provides excellent additional space with endless potential for future finishing, along with a separate laundry area and a spacious fruit cellar or pantry. Numerous updates have been completed over the years, including roof shingles, windows, flooring, kitchen and bathroom renovations, and a water softener system. Located in one of St. Catharines' most sought-after neighbourhoods, this move-in-ready home presents an exceptional opportunity for families, investors, and those seeking a convenient lifestyle in a thriving community. Don't miss your chance to make this wonderful property your next home.

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agent
Angela Montano
(647) 283-2643
TypeDetached
StyleBacksplit 4
Approx. Age31-50
Size1100-1500 sq. ft.
Property Tax$4,751
Lot Size51.51 ft x 100.07 ft
mls© NumberX13459954
Listed ByRE/MAX NIAGARA REALTY LTD, BROKERAGE

Listing History

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  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,066
Property tax
$396
Heat allowance
$150
Housing costs
$3,612 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $119,800
25-yr amortization

Income needed

$111,000

gross annual household income

Payment at 4%
$2,521 / mo
Cash down
$119,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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