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451 - Downtown, St. Catharines
$1,149,900
Welcome to 75 Yates Street, a beautifully updated 4-bedroom, 4-bathroom home perfectly positioned in one of St. Catharines most sought-after neighborhoods. Just a short walk from downtown, Montebello Park, the First Ontario Performing Arts Centre, and a vibrant mix of shops, restaurants, and amenities, this home offers exceptional lifestyle and location. Step inside to discover a custom-designed kitchen featuring a beautiful island, premium finishes, and ample space for entertaining and everyday living. The heart of the home is centered around a stunning two-sided fireplace that adds warmth and charm to both the living and dining areas. The backyard is a private paradise, backing onto a serene ravine with no rear neighbors. Enjoy summers by the gorgeous in-ground pool, host unforgettable gatherings, or simply unwind in the beautifully landscaped outdoor living space. A fully separate in-law suite provides incredible flexibility perfect for multi-generational living or as an income-generating rental. Adding even more value is a versatile wing of the home currently used as a salon and office, ideal for a work-from-home setup, studio, additional bedrooms, or even a private guest suite tailored to fit your lifestyle. This is more than a home it's an opportunity to enjoy comfort, convenience, and customization in a truly unbeatable setting.
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | 51-99 |
| Size | 2000-2500 sq. ft. |
| Property Tax | $7,719 |
| Lot Size | 85 ft x 263.05 ft |
| mls© Number | X13143658 |
| Listed By | ROYAL LEPAGE NRC REALTY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $5,886
- Property tax
- $643
- Heat allowance
- $150
- Housing costs
- $6,679 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$206,000
gross annual household income
- Payment at 4%
- $4,839 / mo
- Cash down
- $229,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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