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Listed 3 months ago

75 Yates Street

451 - Downtown, St. Catharines

$1,149,900

Detached|2-Storey
4 | 4 | 3
About this home

Welcome to 75 Yates Street, a beautifully updated 4-bedroom, 4-bathroom home perfectly positioned in one of St. Catharines most sought-after neighborhoods. Just a short walk from downtown, Montebello Park, the First Ontario Performing Arts Centre, and a vibrant mix of shops, restaurants, and amenities, this home offers exceptional lifestyle and location. Step inside to discover a custom-designed kitchen featuring a beautiful island, premium finishes, and ample space for entertaining and everyday living. The heart of the home is centered around a stunning two-sided fireplace that adds warmth and charm to both the living and dining areas. The backyard is a private paradise, backing onto a serene ravine with no rear neighbors. Enjoy summers by the gorgeous in-ground pool, host unforgettable gatherings, or simply unwind in the beautifully landscaped outdoor living space. A fully separate in-law suite provides incredible flexibility perfect for multi-generational living or as an income-generating rental. Adding even more value is a versatile wing of the home currently used as a salon and office, ideal for a work-from-home setup, studio, additional bedrooms, or even a private guest suite tailored to fit your lifestyle. This is more than a home it's an opportunity to enjoy comfort, convenience, and customization in a truly unbeatable setting.

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agent
Angela Montano
(647) 283-2643
TypeDetached
Style2-Storey
Approx. Age51-99
Size2000-2500 sq. ft.
Property Tax$7,719
Lot Size85 ft x 263.05 ft
mls© NumberX13143658
Listed ByROYAL LEPAGE NRC REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$5,886
Property tax
$643
Heat allowance
$150
Housing costs
$6,679 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $229,980
25-yr amortization

Income needed

$206,000

gross annual household income

Payment at 4%
$4,839 / mo
Cash down
$229,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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