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85 Maple Street

451 - Downtown, St. Catharines

$509,000

Detached|Other
4 | 2 | 1
About this home

Welcome to this charming character home offering over 1,200 sq. ft. of living space, 4 bedrooms, and a large, fully fenced backyard on a quiet, tree-lined street just minutes from downtown. Thoughtfully updated while maintaining its timeless charm, this warm and inviting home is ideal for growing families, professionals, or anyone looking for extra space in a walkable neighbourhood. The functional main floor features a bright, open-concept kitchen with direct access to a private deck, creating the perfect setting for summer barbecues, entertaining, or simply relaxing while overlooking the expansive backyard. Perfectly located within walking distance to downtown shops, restaurants, parks, transit, and a highly rated elementary school, this home delivers the ideal balance of character, comfort, and everyday convenience.

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agent
Angela Montano
(647) 283-2643
TypeDetached
StyleOther
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$3,071
Lot Size32 ft x 132 ft
mls© NumberX13126024
Listed ByRE/MAX NIAGARA REALTY LTD, BROKERAGE

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,605
Property tax
$256
Heat allowance
$150
Housing costs
$3,011 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $101,800
25-yr amortization

Income needed

$93,000

gross annual household income

Payment at 4%
$2,142 / mo
Cash down
$101,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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