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97 Glenridge Avenue

457 - Old Glenridge, St. Catharines

$950,000

Detached|1 1/2 Storey
4 | 3 | 3
About this home

Nestled on a beautifully landscaped mature lot in one of St. Catharines' most sought-after neighbourhoods, this timeless Glenridge home blends classic character with exceptional versatility. Built in 1947, this charming residence features 4 bedrooms, 3 full bathrooms including a main-floor primary suite, and a completely separate upper-level apartment with its own exterior entrance-ideal for multi-generational living, guests, or potential income. From the moment you arrive, the stately brick & stone exterior, mature trees, and inviting front entrance create a lasting impression. Inside, spacious principal rooms are highlighted by original hardwood flooring, crown mouldings, and large windows that fill the home with natural light. The gracious living room overlooks the private backyard, while the formal dining room is perfect for family gatherings and entertaining. The updated kitchen offers granite countertops, stainless steel appliances, abundant cabinetry, and a functional island. A cozy den provides the ideal space for a home office, TV room, or reading retreat. The spacious main-floor primary bedroom offers convenient access to a full bathroom. The second floor offers 2 additional bedrooms; the self-contained upper apartment includes its own living area, kitchen, bedroom, and bathroom with a separate entrance from the yard. The high, unfinished basement provides laundry, excellent storage and future development potential. Outside, you'll discover a private backyard oasis featuring an inground pool, expansive patio areas, mature gardens, and beautifully maintained landscaping designed for summer entertaining and relaxation. Additional features include a single-car garage, updated fencing, and a prime location close to Brock University, Ridley College, downtown St. Catharines, excellent schools, parks, shopping, restaurants, and highway access. A rare opportunity to own a character-filled Glenridge home offering space, flexibility, and resort-style outdoor living.

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agent
Angela Montano
(647) 283-2643
TypeDetached
Style1 1/2 Storey
Approx. AgeNot available
Size2500-3000 sq. ft.
Property Tax$8,529
Lot Size75 ft x 132.96 ft
mls© NumberX13463976
Listed ByRE/MAX NIAGARA REALTY LTD, BROKERAGE

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,863
Property tax
$711
Heat allowance
$150
Housing costs
$5,723 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $190,000
25-yr amortization

Income needed

$176,000

gross annual household income

Payment at 4%
$3,998 / mo
Cash down
$190,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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