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Price Change$649,900

168 Carlton Street

451 - Downtown, St. Catharines

$629,000

Detached|Bungaloft
2 | 2 | 4
About this home

Step inside and everything just... works. Mornings start with sunlight pouring through vaulted ceilings, coffee in hand, and a home that feels effortlessly calm. The open-concept main floor brings everyone together; quiet nights by the fire or hosting friends who naturally gather in the kitchen, because they always do. The fully renovated kitchen blends style and function with quartz counters, stainless steel appliances, and a layout that actually makes sense for real life. Just off to the side, a private L-shaped patio becomes your go-to for summer dinners, a glass of wine, or a moment to yourself. With 2+2 bedrooms and 2 full bathrooms, there's space for everyone and flexibility for how you live. The lofted second level offers a private retreat overlooking the main living space, complete with an additional bedroom and bath that's perfect for guests, a home office, or your own quiet escape. Downstairs, the finished basement adds even more room to unwind, whether it's movie nights, a home gym, or a play space. All of this comes with peace of mind thanks to key updates, including a roof (2018) and a brand new electrical panel (2024), wrapped in a low-maintenance lifestyle just minutes to shopping, the QEW, and downtown St. Catharines. Because the right home doesn't just look beautiful... it gives you the rare feeling that everything is already taken care of.

Extras

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agent
Angela Montano
(647) 283-2643
TypeDetached
StyleBungaloft
Approx. Age31-50
Size1100-1500 sq. ft.
Property Tax$4,153
Lot Size74.9 ft x 63.2 ft
mls© NumberX13155838
Listed ByRE/MAX ESCARPMENT REALTY INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,220
Property tax
$346
Heat allowance
$150
Housing costs
$3,716 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $125,800
25-yr amortization

Income needed

$114,000

gross annual household income

Payment at 4%
$2,647 / mo
Cash down
$125,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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