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451 - Downtown, St. Catharines
$629,000
Step inside and everything just... works. Mornings start with sunlight pouring through vaulted ceilings, coffee in hand, and a home that feels effortlessly calm. The open-concept main floor brings everyone together; quiet nights by the fire or hosting friends who naturally gather in the kitchen, because they always do. The fully renovated kitchen blends style and function with quartz counters, stainless steel appliances, and a layout that actually makes sense for real life. Just off to the side, a private L-shaped patio becomes your go-to for summer dinners, a glass of wine, or a moment to yourself. With 2+2 bedrooms and 2 full bathrooms, there's space for everyone and flexibility for how you live. The lofted second level offers a private retreat overlooking the main living space, complete with an additional bedroom and bath that's perfect for guests, a home office, or your own quiet escape. Downstairs, the finished basement adds even more room to unwind, whether it's movie nights, a home gym, or a play space. All of this comes with peace of mind thanks to key updates, including a roof (2018) and a brand new electrical panel (2024), wrapped in a low-maintenance lifestyle just minutes to shopping, the QEW, and downtown St. Catharines. Because the right home doesn't just look beautiful... it gives you the rare feeling that everything is already taken care of.
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| Type | Detached |
| Style | Bungaloft |
| Approx. Age | 31-50 |
| Size | 1100-1500 sq. ft. |
| Property Tax | $4,153 |
| Lot Size | 74.9 ft x 63.2 ft |
| mls© Number | X13155838 |
| Listed By | RE/MAX ESCARPMENT REALTY INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,220
- Property tax
- $346
- Heat allowance
- $150
- Housing costs
- $3,716 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$114,000
gross annual household income
- Payment at 4%
- $2,647 / mo
- Cash down
- $125,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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