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Listed 3 months ago

39 Manchester Avenue

452 - Haig, St. Catharines

$259,000

Detached|1 1/2 Storey
3 | 1 | 1
About this home

Why rent when you can own a place to truly call your own? Perfect for first-time buyers, downsizers, or retirees, this charming home is an incredible opportunity to step into homeownership at an affordable price. With a little TLC, this property has the potential to become an absolute cozy gem. The main floor offers a comfortable family room, functional kitchen, primary bedroom, and full bathroom, while the loft-style upper level provides two additional versatile spaces ideal for guests, hobbies, storage, or a home office. Outside, enjoy a beautiful backyard perfect for relaxing. The digitally enhanced photos offer just a glimpse of the warmth, charm, and possibilities this home holds - a smart purchase with lots of potential!

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agent
Angela Montano
(647) 283-2643
TypeDetached
Style1 1/2 Storey
Approx. Age51-99
Size700-1100 sq. ft.
Property Tax$1,890
Lot Size26.58 ft x 73.94 ft
mls© NumberX13127642
Listed ByROYAL LEPAGE NRC REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$1,326
Property tax
$158
Heat allowance
$150
Housing costs
$1,633 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $51,800
25-yr amortization

Income needed

$50,000

gross annual household income

Payment at 4%
$1,090 / mo
Cash down
$51,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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