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452 - Haig, St. Catharines
$259,000
Why rent when you can own a place to truly call your own? Perfect for first-time buyers, downsizers, or retirees, this charming home is an incredible opportunity to step into homeownership at an affordable price. With a little TLC, this property has the potential to become an absolute cozy gem. The main floor offers a comfortable family room, functional kitchen, primary bedroom, and full bathroom, while the loft-style upper level provides two additional versatile spaces ideal for guests, hobbies, storage, or a home office. Outside, enjoy a beautiful backyard perfect for relaxing. The digitally enhanced photos offer just a glimpse of the warmth, charm, and possibilities this home holds - a smart purchase with lots of potential!
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| Type | Detached |
| Style | 1 1/2 Storey |
| Approx. Age | 51-99 |
| Size | 700-1100 sq. ft. |
| Property Tax | $1,890 |
| Lot Size | 26.58 ft x 73.94 ft |
| mls© Number | X13127642 |
| Listed By | ROYAL LEPAGE NRC REALTY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $1,326
- Property tax
- $158
- Heat allowance
- $150
- Housing costs
- $1,633 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$50,000
gross annual household income
- Payment at 4%
- $1,090 / mo
- Cash down
- $51,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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