Listed 2 months ago
178 Pelham Road
458 - Western Hill, St. Catharines
$399,000
Detached|Bungalow
4 | 2 | 3
About this home
LOCATED ON GREAT TRANSIT SYSTEM IN ST. CATHARINES. 2/3 COMPLETED AND WAITING TO BE FINISHED. GREAT LAYOUT 2 BEDROOM ON MAIN FLOOR PLUS 2 IN THE LOWER LEVEL. IDEAL SET UP FOR INLAWS. KITCHEN CABINETS STILL ON SIGHT FOR NEW BUYERS, DETACHED OVERSIZED SINGLE GARAGE. GREAT PROJECT FOR SOMEONE WITH A VISION.
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| Type | Detached |
| Style | Bungalow |
| Approx. Age | Not available |
| Size | 700-1100 sq. ft. |
| Property Tax | $2,543 |
| Lot Size | 35 ft x 105 ft |
| mls© Number | X13482508 |
| Listed By | RE/MAX NIAGARA REALTY LTD, BROKERAGE |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,042
- Property tax
- $212
- Heat allowance
- $150
- Housing costs
- $2,404 / mo
Lenders cap these at 39% of gross income — that sets the number.
Down payment20% · $79,800
25-yr amortization
Income needed
$74,000
gross annual household income
- Payment at 4%
- $1,679 / mo
- Cash down
- $79,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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