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Listed 29 days ago

520 John Street N

North End, Hamilton

$499,000

Detached|2-Storey
3 | 1 | 0
About this home

This solid brick two-storey home offers exceptional value in one of Hamilton's most exciting and evolving neighbourhoods. Located on John Street North, just steps from the rapidly transforming West Harbour waterfront, you'll enjoy easy access to marinas, waterfront trails, parks, boardwalks, yacht clubs, outdoor skating/roller skating, and all the energy of Hamilton's growing north end. A fantastic option for first-time buyers, young families, couples, or investors alike. Inside, the home features classic thin-strip hardwood flooring throughout, a traditional main floor layout with separate living and dining spaces, and a functional kitchen at the rear. Upstairs offers three bedrooms and a full 4-piece bathroom. A high, dry basement with rear walkout presents additional potential, while the unfinished attic with existing window may offer future possibilities for added living space, studio space, or storage. The fully fenced rear yard provides outdoor space for kids, pets, or entertaining. Conveniently located near schools, parks, the Bennetto Community Centre, public transit, and downtown amenities, this is a great opportunity to own a well-built home in a neighbourhood with tremendous long-term upside.

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agent
Angela Montano
(647) 283-2643
TypeDetached
Style2-Storey
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$3,399
Lot Size20.88 ft x 90 ft
mls© NumberX13588088
Listed ByCorcoran Horizon Realty

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,554
Property tax
$283
Heat allowance
$150
Housing costs
$2,987 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $99,800
25-yr amortization

Income needed

$92,000

gross annual household income

Payment at 4%
$2,100 / mo
Cash down
$99,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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