




101 Stuart Street
Central, Hamilton
$409,900
Attention investors and first-time buyers! This solid all-brick end-unit townhouse offers exceptional value and outstanding potential in one of Hamilton's most convenient commuter locations. Featuring 3 bedrooms and 1 bathroom, the home is currently tenanted at $2,200/month, making it an excellent turnkey investment, or a fantastic opportunity for buyers looking to occupy the property in the future. Ideally situated directly across from the West Harbour GO Station, this location is perfect for commuters with easy access to GO Transit, HSR transit, downtown Hamilton, and major highway connections. Enjoy being just minutes from the vibrant James Street North arts and dining district, waterfront trails, Bayfront Park, shopping, restaurants, grocery stores, schools, and everyday amenities. Nearby attractions include the Hamilton Waterfront, Pier 4 Park, the Hamilton Farmers' Market, Jackson Square, and numerous cafes, breweries, and entertainment options. Families will appreciate the close proximity to elementary and secondary schools, while commuters will love the unbeatable transit access. Don't miss this rare opportunity to own a well located investment property with strong rental income and excellent long-term upside. Vendor Take-Back (VTB) financing may be available for qualified Buyers, subject to the Vendor's internal credit approval criteria.
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| Type | Att/Row/Townhouse |
| Style | 2-Storey |
| Approx. Age | Not available |
| Size | 700-1100 sq. ft. |
| Property Tax | $2,560 |
| Lot Size | 19 ft x 100 ft |
| mls© Number | X13607764 |
| Listed By | Royal LePage State Realty |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,098
- Property tax
- $213
- Heat allowance
- $150
- Housing costs
- $2,461 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$76,000
gross annual household income
- Payment at 4%
- $1,725 / mo
- Cash down
- $81,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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