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Listed 28 days ago

29 Railway Street

Central, Hamilton

$499,900

Semi-Detached |2-Storey
3 | 2 | 0
About this home

Welcome to this beautifully renovated 3-bedroom, 1.5-bathroom home nestled on a quiet street and backing directly onto Central Park. Thoughtfully updated throughout, this move-in-ready home blends modern finishes with timeless character and charm. Step inside to a welcoming foyer accented by exposed brick, adding warmth and personality from the moment you enter. The bright dining room and spacious living room are filled with natural light, creating inviting spaces for everyday living and effortless entertaining. Convenient main-floor laundry enhances the home's functional layout. Located on this level is the beautifully updated bathroom designed with both style and practicality in mind. Upstairs, you'll find an additional bathroom and three comfortable bedrooms all with hardwood flooring. The primary bedroom offers a large closet space and overlooks the park. Step outside to your private backyard oasis with no rear neighbours, offering the perfect place to relax, garden, or host family and friends while enjoying peaceful park views. Ideally located within walking distance of Bayfront Park, James Street North, and the new TD Centre, you'll enjoy the best of urban living with easy access to local restaurants, cafés, boutiques, and the popular monthly Art Crawl, all while having nature just steps from your back door. Updated and ready for its next owners, this is an exceptional opportunity to own a stylish home in a sought-after neighbourhood. Street parking permits are available. Recent updates include shingles (2011), rear siding (2012), and deck and gate (2025). Please note the IKEA PA

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agent
Angela Montano
(647) 283-2643
TypeSemi-Detached
Style2-Storey
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$3,551
Lot Size18.5 ft x 88.5 ft
mls© NumberX13594922
Listed ByROYAL LEPAGE MEADOWTOWNE REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,559
Property tax
$296
Heat allowance
$150
Housing costs
$3,005 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $99,980
25-yr amortization

Income needed

$92,000

gross annual household income

Payment at 4%
$2,104 / mo
Cash down
$99,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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