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New58 minutes ago

127 Peter Street

Strathcona, Hamilton

$859,900

Detached|2-Storey
3 | 2 | 4
About this home

Stunning home in desirable Strathcona neighbourhood - steps to Victoria Park and a short walk to Hamilton's best shops and cafes on Locke St & James St. North. Cycle to Bayfront Park or Cootes Paradise, with easy access to Hwy 403 and walking distance to Dundurn Castle and West Harbour GO Station. Built in 1880, this two-storey Victorian sits on a deep, landscaped lot and has been thoughtfully updated throughout. It features three bedrooms and two full bathrooms. The main floor offers an open concept living and dining room with high ceilings, original 1880 architectural ornaments, updated natural oak hardwood flooring, and a gas fireplace, along with a custom front door and transom crafted by local artisans. The custom large eat-in kitchen was updated in 2020 & features quartz counters, plenty of cupboards with lots of lighting, newer appliances & a walk out to the backyard The second floor features three bedrooms, including a large primary with vaulted ceilings and skylight, plus a 4-piece bathroom, also with vaulted ceilings and skylight. The fully finished basement adds a second 3 PC bath, dedicated laundry, and a versatile Rec room space plus office or flex space with built in TV cabinetry and closets providing plenty of storage. This home sits on a deep terraced lot with paved seating area, lots of grass & mature trees and features a garden suite suited to a home office, gym, or studio, plus a separate shed, and rare 3-car parking for the area. Recent upgrades include exterior painting (2021), all new windows (2023), a new tankless water heater (2022), and upgraded attic insulation (2023). This home was also featured on the Homes in Hamilton Instagram page with 11.5 million views and 450K likes.

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agent
Angela Montano
(647) 283-2643
TypeDetached
Style2-Storey
Approx. Age100+
Size1100-1500 sq. ft.
Property Tax$5,684
Lot Size32 ft x 127.33 ft
mls© NumberX13690396
Listed ByAGENTONDUTY INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,401
Property tax
$474
Heat allowance
$150
Housing costs
$5,025 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $171,980
25-yr amortization

Income needed

$155,000

gross annual household income

Payment at 4%
$3,619 / mo
Cash down
$171,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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