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Price Change$424,000

103 Stuart Street

Central, Hamilton

$409,900

Freehold Townhouse|2-Storey
3 | 1 | 0
About this home

Attention investors and home buyers! Welcome to this solid all-brick townhouse offering an excellent opportunity to own in a rapidly growing Hamilton neighbourhood. Featuring 3 bedrooms and 1 bathroom, this well-maintained home is currently tenanted, providing immediate rental income, while also offering future potential for buyers looking to move in themselves. Located directly across from the West Harbour GO Station, this property is ideal for commuters with quick access to GO Transit, HSR transit, downtown Hamilton, and major highway routes. Enjoy being just minutes from the popular James Street North district, Bayfront Park, the waterfront, shopping, restaurants, cafes, schools, grocery stores, and countless everyday amenities. Whether you're looking for a reliable investment or a place to call home, this location offers exceptional convenience and long-term value. Don't miss your chance to invest in one of Hamilton's most connected and desirable neighbourhoods. Vendor Take-Back (VTB) financing may be available for qualified Buyers, subject to the Vendor's internal credit approval criteria.

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agent
Angela Montano
(647) 283-2643
TypeAtt/Row/Townhouse
Style2-Storey
Approx. AgeNot available
Size700-1100 sq. ft.
Property Tax$2,470
Lot Size16 ft x 100 ft
mls© NumberX13607752
Listed ByRoyal LePage State Realty

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,098
Property tax
$206
Heat allowance
$150
Housing costs
$2,454 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $81,980
25-yr amortization

Income needed

$76,000

gross annual household income

Payment at 4%
$1,725 / mo
Cash down
$81,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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