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Listed 29 days ago

195 Wood Street E

North End, Hamilton

$544,990

Detached|2-Storey
2 | 2 | 0
About this home

Beautifully updated two-storey home in a sought after North End neighbourhood, offering stylish finishes, functional living space and an unbeatable location. The bright open-concept main floor is filled with natural light and features high ceilings, modern laminate flooring and a beautifully renovated kitchen complete with quartz countertops, a breakfast bar, custom backsplash and stainless steel appliances. The kitchen offers direct access to the fully fenced backyard, creating the perfect space for summer barbecues, entertaining or relaxing outdoors. Upstairs offers two generously sized bedrooms and a full four-piece bathroom. The finished basement provides additional living space, ideal for a rec room, home office, gym or playroom, along with an additional four-piece bathroom. Numerous updates provide peace of mind, including a new electrical panel (2025), owned hot water tank (2026), furnace (2026) and washer/dryer (2026). Perfectly located on a quiet street just minutes from Hamilton Harbour, Pier 8, Bayfront Park, the Waterfront Trail, West Harbour GO Station and the vibrant shops, cafes and restaurants of James Street North. An exceptional opportunity to own a turnkey home in one of Hamilton's most exciting and rapidly growing neighbourhoods.

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agent
Angela Montano
(647) 283-2643
TypeDetached
Style2-Storey
Approx. AgeNot available
Size700-1100 sq. ft.
Property Tax$3,879
Lot Size19.5 ft x 90 ft
mls© NumberX13591038
Listed ByRE/MAX ESCARPMENT REALTY INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,790
Property tax
$323
Heat allowance
$150
Housing costs
$3,263 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $108,998
25-yr amortization

Income needed

$100,000

gross annual household income

Payment at 4%
$2,293 / mo
Cash down
$108,998

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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