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Listed 10 days ago

439 Ferguson Avenue N

North End, Hamilton

$599,999

Detached|2-Storey
4 | 2 | 3
About this home

Step inside this spacious 2-storey home features soaring 9+ ft ceilings, modern finishes,renovated kitchen and bathrooms. Located in Hamilton's sought-after North End and discover modern living with income potential all in one! Currently leased $4,800. ($3,400 Upper and $1,400 basement). Tenants are willing to stay or leave as they are month to month. Bright, stylish,and completely move-in ready, this home offers an upgraded main floor with an open-concept living room flooded with natural light, carpet free flooring, pot lights, and a sleek white kitchen featuring quartz counters, stainless steel appliances. The fully finished basement offers a walk-out separate entrance, ideal as a rental suite or private space for family members. Just steps from the waterfront, Bayfront Park, marina, and yacht club. Commuters will love the proximity to the West Harbour GO Station, Jamesville Arts District. Private front parking for 3 cars, this property offers the perfect blend of style, function, and location.Comes with EV charger for all Tesla and EV car users..

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agent
Angela Montano
(647) 283-2643
TypeDetached
Style2-Storey
Approx. Age31-50
Size1100-1500 sq. ft.
Property Tax$4,080
Lot Size23.3 ft x 80 ft
mls© NumberX13655716
Listed BySUTTON GROUP - SUMMIT REALTY INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,071
Property tax
$340
Heat allowance
$150
Housing costs
$3,561 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $120,000
25-yr amortization

Income needed

$110,000

gross annual household income

Payment at 4%
$2,525 / mo
Cash down
$120,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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