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Listed 4 months ago

22 Francis Street

Industrial Sector, Hamilton

$569,000

Detached|2-Storey
3 | 3 | 2
About this home

Beautifully updated inside and out, this move in ready home offers 3 generous bedrooms and 3full bathrooms, ideal for a growing family. The open concept main floor features a thoughtfully designed kitchen with quartz countertops and backsplash, stainless steel appliances, and a functional breakfast bar overlooking the bright living and dining space.Enjoy modern finishes throughout, including new main floor flooring, fresh paint, and stylish fixtures. The private backyard provides a peaceful retreat, along with laneway access and parking for two vehicles.Situated in a developing neighbourhood close to schools, parks, and everyday amenities, this home offers both comfort and convenience.Updates include roof, windows, plumbing, and electrical in 2019, and kitchen, flooring, paint, and furnace in 2024.

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agent
Angela Montano
(647) 283-2643
TypeDetached
Style2-Storey
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$2,798
Lot Size20.87 ft x 100 ft
mls© NumberX13075952
Listed ByRE/MAX MILLENNIUM REAL ESTATE

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,912
Property tax
$233
Heat allowance
$150
Housing costs
$3,296 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $113,800
25-yr amortization

Income needed

$101,000

gross annual household income

Payment at 4%
$2,394 / mo
Cash down
$113,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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