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Listed 1 month ago

75 Niagara Street

Industrial Sector, Hamilton

$417,499

Detached|2 1/2 Storey
4 | 3 | 2
About this home

Welcome to 75 Niagara Street - a stunning fully renovated 2.5-storey residence offering over 2,000 sq. ft. of living space, thoughtfully redesigned with upscale finishes andmodern functionality throughout. Featuring 5 bedrooms and 3 bathrooms, this exceptional home blends timeless character with contemporary luxury, ideal for families,professionals, or savvy investors seeking turnkey versatility. The open-concept main floor impresses with soaring ceilings, elegant laminate flooring, and an expansive livingand dining area designed for both comfortable everyday living and entertaining. The custom kitchen showcases a generously sized island, premium granite countertops,stylish backsplash, and abundant cabinetry, creating a perfect balance of design and practicality. The second level features a luxurious primary retreat with a private 3-pieceensuite, while the spacious second bedroom offers access to a walkout balcony - ideal for morning coffee or evening relaxation. A beautifully finished full bathroom completesthis level. The third floor provides two additional bright, well-proportioned bedrooms offering flexibility for family living, guests, or a home office. The professionally finishedbasement with separate entrance presents excellent in-law suite or income potential, complete with a kitchenette and additional bedroom - ideal for multi-generational livingor rental opportunities. Enjoy private outdoor living with a fully fenced backyard, stone patio, and newly constructed front deck, perfect for entertaining or unwinding.Extensive upgrades include a new roof, newer A/C, updated windows, modern finishes, and main floor laundry with backyard access. Ideally located minutes from BayfrontMarina, West Harbour GO Station, cafés, parks, and major highways, this property offers an exceptional blend of luxury, lifestyle, and investment potential in a rapidlygrowing neighbourhood.

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agent
Angela Montano
(647) 283-2643
TypeDetached
Style2 1/2 Storey
Approx. Age100+
Size1500-2000 sq. ft.
Property Tax$2,200
Lot Size20 ft x 75 ft
mls© NumberX13546348
Listed ByMICHAEL ST.JEAN REALTY INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,137
Property tax
$183
Heat allowance
$150
Housing costs
$2,470 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $83,500
25-yr amortization

Income needed

$76,000

gross annual household income

Payment at 4%
$1,757 / mo
Cash down
$83,500

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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