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Listed 3 months ago

14 Niagara Street

Industrial Sector, Hamilton

$549,900

Detached|2 1/2 Storey
4 | 2 | 3
About this home

Finding enough space for everyone under one roof isn't easy, especially at this price point. Offering 5 bedrooms, 2 full kitchens, a separate entrance, and nearly 2,300 square feet of finished living space, this rare and versatile home presents an exceptional opportunity for large families, multi-generational living, or buyers simply looking for room to grow. Filled with character and thoughtfully maintained throughout, the bright main level features hardwood flooring, large bay windows, a welcoming living and dining area, a spacious custom kitchen with stainless steel appliances, and a full bathroom. Upstairs, the flexible layout continues with a second full kitchen, two generous bedrooms, and an additional full bathroom, creating the perfect setup for extended family, adult children, guests, or a private living space of their own. The third level offers two more spacious bedrooms, while the fully finished basement with a separate entrance adds even greater flexibility with a large recreation room and fifth bedroom. Step outside to a private backyard retreat complete with mature trees, a tranquil pond, a large deck for entertaining, and a storage shed, while the oversized concrete driveway provides parking for up to three vehicles. Conveniently located close to schools, parks, shopping, public transit, and highway access, this is the kind of home that offers the space, flexibility, and value that are becoming increasingly difficult to find.

Extras

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agent
Angela Montano
(647) 283-2643
TypeDetached
Style2 1/2 Storey
Approx. Age100+
Size1500-2000 sq. ft.
Property Tax$2,845
Lot Size39 ft x 70 ft
mls© NumberX13235920
Listed ByRE/MAX ESCARPMENT REALTY INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,815
Property tax
$237
Heat allowance
$150
Housing costs
$3,202 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $109,980
25-yr amortization

Income needed

$99,000

gross annual household income

Payment at 4%
$2,314 / mo
Cash down
$109,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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