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Price Change$749,900

494 Ferguson Avenue N

North End, Hamilton

$699,900

Detached|Bungalow-Raised
3 | 2 | 4
About this home

Beautifully renovated raised bungalow in Hamilton's North End, just steps to Bayfront Park, West Harbour GO, Pier 8, and the shops and restaurants of James Street North. This home has been updated throughout and offers a bright, modern interior with quality finishes including hardwood flooring, an updated kitchen with granite counters and stainless steel appliances, and two full bathrooms. The main level features 3 spacious bedrooms and a functional layout ideal for families or downsizers alike. The lower level is currently set up as a separate unit with its own bathroom, laundry, and kitchenette, offering excellent income potential or flexibility for extended family, and can easily be converted back to a full single family home. Additional highlights include laundry on both levels, a single car garage, and a poured concrete driveway with parking for multiple vehicles. A turnkey property in a rapidly growing neighbourhood with future development all around.

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agent
Angela Montano
(647) 283-2643
TypeDetached
StyleBungalow-Raised
Approx. Age31-50
Size1100-1500 sq. ft.
Property Tax$4,723
Lot Size29 ft x 92.17 ft
mls© NumberX13143292
Listed ByRIGHT AT HOME REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,582
Property tax
$394
Heat allowance
$150
Housing costs
$4,126 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $139,980
25-yr amortization

Income needed

$127,000

gross annual household income

Payment at 4%
$2,945 / mo
Cash down
$139,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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