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1 / 0
Listed 3 months ago

104 - 482 James Street N

North End, Hamilton

$349,900

Condo Apartment |
2 | 1 | 1 | 0
About this home

Nicely renovated and updated 2 bedroom condo located in a great location close to Pier 4 Park, Pier 8 Marina, Bayfront Park, James St. N., Harbour West Go station and downtown. Desirable small condo complex with only 12 units. Nicely updated kitchen and bathroom, the living room offers a builtin entertainment unit with electric fireplace, spacious floorplan, laundry in unit. Well finished throughout with breakfast bar and pot lights throughout.Perfect for first time buyer or someone lookig to downsize. Located close to waterfront trails, Pier 4 Park, Marina, ice rink and roller rink, Williams Cafe, James St. N. Shops and restaurants. Easy access to Harbour West Go makes to commute to Toronto or Niagara. This unit has it's own garden area to sit outside.

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agent
Angela Montano
(647) 283-2643
TypeCondo Apartment
Style1 Storey/Apt
Approx. Age31-50
Size800-899 sq. ft.
Maintenance Fees$567
LockerNone
BalconyNone
ExposureWest
Parking TypeNone
Parking Spaces1
Parking FeaturesReserved/Assigned
Property Tax$1,867
mls© NumberX13138290
Listed ByMICHAEL ST.JEAN REALTY INC.
Building Insurance Included
Parking Included
Water Included

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$1,791
Property tax
$156
Heat allowance
$150
Condo fees, half counted
$283
Housing costs
$2,380 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $69,980
25-yr amortization

Income needed

$73,000

gross annual household income

Payment at 4%
$1,472 / mo
Cash down
$69,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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