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458 - Western Hill, St. Catharines
$499,000
Welcome to 98 Louth Street, a charming single-family home situated on a generous lot in a convenient St. Catharines location. Whether you're a first-time home buyer, investor, or someone looking for future potential, this property offers a fantastic opportunity.The home features 3 bedrooms, a full bathroom, a living room, and a separate dining room, providing a functional layout for everyday living. Outside, the expansive lot offers plenty of space for outdoor enjoyment, gardening, or future possibilities. For those looking to maximize development potential, 98 Louth Street can be purchased together with the neighboring property at 100 Louth Street. Conveniently located close to shopping, schools, parks, and public transit.
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| Type | Detached |
| Style | 1 1/2 Storey |
| Approx. Age | 51-99 |
| Size | 1100-1500 sq. ft. |
| Property Tax | $2,861 |
| Lot Size | 65.79 ft x 166.73 ft |
| mls© Number | X13497234 |
| Listed By | INFINITY 8 REALTY INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,554
- Property tax
- $238
- Heat allowance
- $150
- Housing costs
- $2,943 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$91,000
gross annual household income
- Payment at 4%
- $2,100 / mo
- Cash down
- $99,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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