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Listed 2 months ago

98 Louth Street

458 - Western Hill, St. Catharines

$499,000

Detached|1 1/2 Storey
3 | 1 | 4
About this home

Welcome to 98 Louth Street, a charming single-family home situated on a generous lot in a convenient St. Catharines location. Whether you're a first-time home buyer, investor, or someone looking for future potential, this property offers a fantastic opportunity.The home features 3 bedrooms, a full bathroom, a living room, and a separate dining room, providing a functional layout for everyday living. Outside, the expansive lot offers plenty of space for outdoor enjoyment, gardening, or future possibilities. For those looking to maximize development potential, 98 Louth Street can be purchased together with the neighboring property at 100 Louth Street. Conveniently located close to shopping, schools, parks, and public transit.

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agent
Angela Montano
(647) 283-2643
TypeDetached
Style1 1/2 Storey
Approx. Age51-99
Size1100-1500 sq. ft.
Property Tax$2,861
Lot Size65.79 ft x 166.73 ft
mls© NumberX13497234
Listed ByINFINITY 8 REALTY INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,554
Property tax
$238
Heat allowance
$150
Housing costs
$2,943 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $99,800
25-yr amortization

Income needed

$91,000

gross annual household income

Payment at 4%
$2,100 / mo
Cash down
$99,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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