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Delta, Hamilton
$649,000
Located on a quiet, tree-lined street in a family-friendly neighborhood, this well-maintained character home offers original charm with thoughtful modern updates. Close to parks, schools, and everyday amenities, it's a great opportunity to settle into an established community. The standout feature of the home is the large, newly renovated kitchen. With extensive cabinetry, generous counter space, and granite countertops, it offers plenty of storage and room to work. Bright and functional, it's an ideal space for cooking, gathering, and everyday living. Major exterior updates were completed in 2019, including the roof, soffits, facia, and skylights. The home also features updated electrical (2012) electrical panel (2024) and a newer furnace and air conditioning system (2020), providing peace of mind. A fully finished third-floor loft adds flexible living space and can easily serve as a bedroom, home office, or playroom. The backyard is low-maintenance and includes a natural gas BBQ hookup, concrete driveway with lighted laneway access, and a large custom cedar-shingled shed. With the big-ticket items already done and no projects waiting, this move-in ready home is ready to be enjoyed from day one.
No extras listed.
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| Type | Detached |
| Style | 2 1/2 Storey |
| Approx. Age | 51-99 |
| Size | 1100-1500 sq. ft. |
| Property Tax | $3,922 |
| Lot Size | 26 ft x 100 ft |
| mls© Number | X12813336 |
| Listed By | RE/MAX ESCARPMENT REALTY INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,322
- Property tax
- $327
- Heat allowance
- $150
- Housing costs
- $3,799 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$117,000
gross annual household income
- Payment at 4%
- $2,731 / mo
- Cash down
- $129,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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