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Listed 1 month ago

101 Houghton Avenue S

Delta, Hamilton

$649,850

Detached|1 1/2 Storey
2 | 2 | 2
About this home

A fresh opportunity to own this beautifully renovated home in a sought-after, family-friendly Hamilton neighbourhood! Offering nearly 2,000 sq ft of finished living space, 101 Houghton Avenue South blends stylish updates, quality craftsmanship, and an ideal location just steps to A.M. Cunningham Elementary School, with Gage Park and the vibrant shops, restaurants, and boutiques of Ottawa Street North just a short stroll away. The inviting main floor features a new front porch, enclosed entry with leaded glass windows, spacious foyer, wide-plank flooring, pot lighting, and a bright open living room with picture window, shiplap feature wall, and linear fireplace. The dining area offers built-in cabinetry, a stained glass window, and walkout to a fully finished four-season sunroom overlooking the private rear yard. The updated open-concept kitchen is designed for everyday living and entertaining, featuring modern cabinetry, quartz counters, ceramic backsplash, stainless steel appliances, and a peninsula with seating. Upstairs offers two generous bedrooms and a 4-piece bath with convenient laundry. The finished lower level provides excellent additional living space with a rec room, bedroom, and 3-piece bath-ideal for guests, teens, or extended family. Private side drive leads to a detached garage with hydro and automatic opener. Extensive updates include flooring, trim, pot lights, fresh paint, electrical, plumbing, vinyl siding on house and garage, appliances, furnace, central air, 100-amp breakers, and professionally waterproofed basement with sump. Move-in ready, stylishly finished, and now offered at a new price-don't miss it!

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agent
Angela Montano
(647) 283-2643
TypeDetached
Style1 1/2 Storey
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$4,049
Lot Size32 ft x 110.16 ft
mls© NumberX13562540
Listed ByRE/MAX ESCARPMENT REALTY INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,326
Property tax
$337
Heat allowance
$150
Housing costs
$3,814 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $129,970
25-yr amortization

Income needed

$117,000

gross annual household income

Payment at 4%
$2,735 / mo
Cash down
$129,970

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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