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Listed 9 days ago

146 Ottawa Street S

Delta, Hamilton

$747,000

Detached|2 1/2 Storey
3 | 2 | 1
About this home

Fall in love with the timeless character of this bright, beautifully updated 2-storey brick home, where classic charm meets modern living. Exceptional curb appeal with an inviting covered front porch, new stone patio, steps & landing (2023), new front door & railing (2025), and beautiful perennial gardens.Inside, bamboo flooring in the kitchen and hardwood on the 2nd floor complement the home's character. The open-concept kitchen features pot lights, stylish two-tone cabinetry, granite breakfast bar, new sink & faucet and dishwasher (2026), overlooking the bright dining room. The spacious living room is perfect for entertaining or relaxing, while the main-floor laundry includes a new washer & dryer (2026).The 2nd floor offers 3 spacious bedrooms, including a generous primary with newer window (2021), plus a beautifully renovated 4-piece bath with new vanity & lighting (2026). The finished 3rd-floor loft offers versatile space for a teen retreat, home office, studio or guest room.The fully finished basement suite with separate entrance features a modern kitchen (2020), living area and 4-piece bath-ideal for extended or multi-generational family living. The fully fenced backyard offers a spacious deck overlooking a relaxing fountain, lower deck with gazebo (2022) and storage shed.Steps to Gage Park and the vibrant Ottawa Street shopping district, with its popular cafés, restaurants and boutiques. Conveniently located near schools, parks and public transit, with future LRT stops planned at Ottawa Street and Gage Park. Enjoy exceptional walkability and a vibrant, family-friendly lifestyle in one of Hamilton's most sought-after neighbourhoods.

Extras

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Contact Angela directly.

agent
Angela Montano
(647) 283-2643
TypeDetached
Style2 1/2 Storey
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$4,314
Lot Size29.79 ft x 99 ft
mls© NumberX13658972
Listed ByEXP REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,823
Property tax
$359
Heat allowance
$150
Housing costs
$4,333 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $149,400
25-yr amortization

Income needed

$133,000

gross annual household income

Payment at 4%
$3,143 / mo
Cash down
$149,400

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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