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Delta, Hamilton
$658,000
Just steps from the cafes, restaurants, boutiques, and local favourites that make Ottawa Street one of Hamilton's most vibrant neighbourhoods, this well-maintained 4-bedroom, 2-bathroom home offers the perfect balance of character, space, and convenience. Set on a generous 30 x 115 ft lot with private parking, it's an ideal opportunity for families, professionals, or anyone looking to enjoy a walkable, community-focused lifestyle.Inside, bright and inviting living spaces are complemented by a functional layout with room for family, guests, or a home office. Outside, the deep backyard provides plenty of space to relax, entertain, or garden throughout the warmer months.With parks, schools, transit, and everyday amenities all nearby, this is more than just a home-it's a chance to be part of one of Hamilton's most sought-after neighbourhoods.
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| Type | Detached |
| Style | 2 1/2 Storey |
| Approx. Age | Not available |
| Size | 1100-1500 sq. ft. |
| Property Tax | $3,558 |
| Lot Size | 30 ft x 115.83 ft |
| mls© Number | X13512102 |
| Listed By | THE WEIR TEAM, BROKERAGE INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,368
- Property tax
- $297
- Heat allowance
- $150
- Housing costs
- $3,814 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$117,000
gross annual household income
- Payment at 4%
- $2,769 / mo
- Cash down
- $131,600
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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