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Price Change$765,000

25 Ottawa Street S

Delta, Hamilton

$749,000

Detached|2 1/2 Storey
3 | 2 | 2
About this home

Welcome to this beautifully maintained 2.5-storey century home in Hamilton's highly desirable Delta neighbourhood. Blending timeless character with thoughtful updates, this spacious home offers 4 bedrooms above grade plus a bachelor suite in the basement.From the moment you step inside, you'll appreciate the original hardwood floors, stunning oak staircase, and charming pocket doors that showcase the craftsmanship and character the era. The bright and functional main floor features generous living and dining spaces, along with a cozy den that walks out to a private backyard oasis-perfect for entertaining, relaxing, or enjoying summer evenings with family and friends. Upstairs, you'll find four spacious bedrooms (including the loft) filled with natural light and a beautifully updated 4-piece bathroom that combines modern convenience with classic style. The fully finished basement offers a self-contained bachelor apartment, providing excellent flexibility for extended family, guests, or potential rental income.With two private parking spaces, additional street parking, and an unbeatable location within walking distance to parks, schools, shopping, transit, and some of Hamilton's most popular restaurants and cafes, this home offers the perfect combination of space, character, and lifestyle. A rare opportunity to own a piece of Hamilton history while enjoying all the comforts of modern living.

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agent
Angela Montano
(647) 283-2643
TypeDetached
Style2 1/2 Storey
Approx. AgeNot available
Size1500-2000 sq. ft.
Property Tax$4,722
Lot Size34.33 ft x 103.5 ft
mls© NumberX13454008
Listed ByREAL BROKER ONTARIO LTD.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,834
Property tax
$394
Heat allowance
$150
Housing costs
$4,377 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $149,800
25-yr amortization

Income needed

$135,000

gross annual household income

Payment at 4%
$3,152 / mo
Cash down
$149,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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