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Delta, Hamilton
$669,000
Consider the cost saving benefits of a 100 year home with new roof('21), wiring('21), furnace & AC('23), upgraded water line & owned hot water tank! This four square on the second south most block in Delta has been loved by 2 families in the last 60 years. On top of mindful & expensive systems upgrades, this property includes a detached garage, a side door to a basement with a 3pc bathroom, & the main two living levels feature character traits kept with the utmost TLC. No rushing in the rain with a covered front porch, the front foyer has original hardwood with 105 year banister perfectly intact. The living & dining rooms are both accented with original gumwood, including pocket doors in A+ condition and the OG swing door to the kitchen with brass hardware. Coffered ceilings in the dining room lead your eye to the Hamilton Escarpment, with an east facing frontage this place is primed for Golden Hour. The kitchen was professionally installed, and includes quality hardwood cabinets to the ceiling with decorative molding, loads of drawers, and a Lazy Susan. Upgraded stainless appliances, including a gas stove with new hood fan, a double basin sink, finished in neutral tones to match any decor with access to the yard under a second covered patio. GET THIS, the front and back bedrooms in this home effectively present 2 separate primary suites. All 3 bedrooms feature walk-in closets, overhead lighting, & outlets thanks to the updated wiring! The main bath has been recently updated with a new porcelain vanity, showerhead complete with body jets, linen storage, & medicine cabinet! Enjoy a brick walking path to the organic garden, with a multigenerational rose bush, raspberries, blackberries and mulberries! The mature perennial gardens have been known to bring around a bunny or two. Home is also sold with a security system, standup freezer, canning stove, & flexible closing! Come enjoy this family focused neighbourhood steps to Gage Park and our favourite Ottawa Street!
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | 100+ |
| Size | 1100-1500 sq. ft. |
| Property Tax | $4,206 |
| Lot Size | 27 ft x 100 ft |
| mls© Number | X13594166 |
| Listed By | RE/MAX ESCARPMENT REALTY INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,424
- Property tax
- $351
- Heat allowance
- $150
- Housing costs
- $3,925 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$121,000
gross annual household income
- Payment at 4%
- $2,815 / mo
- Cash down
- $133,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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