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St. Clair, Hamilton
$719,900
Exceptionally tall basement, open concept main floor & parking for up to 3! Welcome to 225 Prospect St S in St. Clair! Located just minutes to Gage Park, this charming 2.5-storey detached home blends modern updates with incredible potential for a growing family. The main floor features hardwood flooring, electric fireplace & a spacious dining room w/ custom feature wall of cabinetry - ideal for family dinners and entertaining. The open-concept kitchen makes life easy with a sink overlooking the backyard and seamless access to the back deck for summer BBQs. Upstairs, the second level boasts a 17-ft primary bedroom and a spacious second bedroom, both featuring double closets. A smart conversion created a dream upper-level laundry room and a luxurious, structurally reinforced 4-piece bathroom (2019) complete with heated marble floors and ample built-in storage. The third-floor offers a third bedroom and a bright flex space. It's the perfect family hang out room, playroom or home office. Need more space? The unfinished basement boasts a rare 8'5" ceiling height, a separate side entrance, and a fully completed, modern 3-piece bathroom with heated floors. Whether you're considering income-options or simply expanding your living space, this basement offers huge potential. Outside, enjoy a fully fenced, family-friendly yard with an upper deck, lower patio, and mature gardens. The detached garage with laneway is currently used as storage, but with a little work for a new garage door, you've got yourself a secured 3rd parking space in addition to the 2 on the front double wide drive. Located within minutes walking distance to Gage Park, the 74-acre muti-use park featuring extensive rose gardens, tropical greenhouses, playground, splash pad, bandshell, tennis courts, lawn bowling, baseball diamonds, and Children's Museum. If restaurants and shopping is more your vibe, you've got what you need on nearby Ottawa St. 225 Prospect St S is the perfect home to plant your roots!
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| Type | Detached |
| Style | 2 1/2 Storey |
| Approx. Age | 100+ |
| Size | 1500-2000 sq. ft. |
| Property Tax | $4,357 |
| Lot Size | 26 ft x 100 ft |
| mls© Number | X13491484 |
| Listed By | KELLER WILLIAMS EDGE REALTY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,685
- Property tax
- $363
- Heat allowance
- $150
- Housing costs
- $4,198 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$129,000
gross annual household income
- Payment at 4%
- $3,029 / mo
- Cash down
- $143,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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