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Listed 1 month ago

111 Spadina Avenue

Stipley, Hamilton

$599,900

Detached|2 1/2 Storey
6 | 3 | 2
About this home

A stately home rich in old-world charm, timeless craftsmanship, & the kind of space today's buyers dream of-a home to grow into, make your own, & cherish for years to come. Filled with original character & beautifully preserved details. From the moment you step inside you will be in awe of the unspoiled wood accents, rich hardwd flrs,elegant pocket doors, coffer ceiling & two incredible original fireplace mantles (one featuring a functioning gas fireplace). A double staircase to the 2 nd lvl adds to the appeal. Unwind in the inviting den, cozy up by the fire in the living rm, host memorable dinners in the formal dining rm, or prepare family favourites in the functional galley kitchen. Just beyond, a bonus pantry rm adds incredible practicality with extra storage,sink, & additional counter space. Upstairs, the 2 nd lvl offers four bedrms & a full bathrm complete with clawfoot tub. The primary bedrm features access to a rear balcony-an ideal spot to enjoy a quiet morning coffee or unwind at day's end. The finished attic provides even more space, ready to suit your lifestyle as a studio, home office, or private escape complete with another full bathroom. Downstairs, the partially finished basement boasts ample storage, workshop potential, & a 3-piece bathrm ready for a thoughtful refresh. This is more than just a house-it's a home with soul ready for its next chapter and for a new owner to make it their own while preserving the beauty of its remarkable past. RSA

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agent
Angela Montano
(647) 283-2643
TypeDetached
Style2 1/2 Storey
Approx. Age100+
Size2000-2500 sq. ft.
Property Tax$4,981
Lot Size28 ft x 87.16 ft
mls© NumberX13536686
Listed ByCOLDWELL BANKER COMMUNITY PROFESSIONALS

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,071
Property tax
$415
Heat allowance
$150
Housing costs
$3,636 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $119,980
25-yr amortization

Income needed

$112,000

gross annual household income

Payment at 4%
$2,524 / mo
Cash down
$119,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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