124 Balsam Avenue N
Stipley, Hamilton
$449,900
Welcome to 124 Balsam Avenue North! This charming and affordable starter home offers a thoughtfully designed open-concept layout with excellent flow throughout the main living areas. The spacious kitchen provides an abundance of storage and workspace, making everyday living and entertaining a breeze. Step directly from the home into a private backyard retreat-perfect for hosting friends and family before or after game day. Ideally located directly across from Tim Hortons Field, you'll enjoy being at the heart of the action while still having your own private outdoor space to unwind. A fantastic opportunity for first-time buyers, young professionals, or anyone looking to enjoy a vibrant Hamilton lifestyle close to amenities, transit, parks, and downtown conveniences. **INTERBOARD LISTING: CORNERSTONE ASSOCIATION OF REALTORS**
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| Type | Detached |
| Style | 1 1/2 Storey |
| Approx. Age | 51-99 |
| Size | 700-1100 sq. ft. |
| Property Tax | $2,741 |
| Lot Size | 25.55 ft x 84.05 ft |
| mls© Number | X13674804 |
| Listed By | CENTURY 21 HERITAGE GROUP LTD. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,303
- Property tax
- $228
- Heat allowance
- $150
- Housing costs
- $2,681 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$82,000
gross annual household income
- Payment at 4%
- $1,893 / mo
- Cash down
- $89,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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