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Listed 21 days ago

149 LOTTRIDGE Street

Gibson, Hamilton

$399,900

Detached|2 1/2 Storey
3 | 2 | 0
About this home

Solid, detached brick family home in the active Gibson/Stipley neighbourhood is just steps from schools, TiCat Stadium, and transport options. In an area teeming with development, this home is totally turnkey. Enjoy peace of mind with updated windows, furnace, AC, roof and an owned water heater. Finished in durable luxury vinyl, the main floor has an open concept flow into a chef's kitchen with cathedral ceilings and brick statement wall. All new appliances including main level laundry, and backyard access! The bright main level also features a mindful powder room and access to the unfinished basement. Upstairs, 2 generous bedrooms including a primary with double door closet. Upgraded bath with stone vanity and white tile, easy to decorate! A true outlier, the third bedroom in this level serves as an office with access to the sprawling, finished third floor. Fenced yard, covered front porch, fantastic price!

Extras

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agent
Angela Montano
(647) 283-2643
TypeDetached
Style2 1/2 Storey
Approx. Age100+
Size700-1100 sq. ft.
Property Tax$2,505
Lot Size20 ft x 75 ft
mls© NumberX13618724
Listed ByRE/MAX ESCARPMENT REALTY INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,047
Property tax
$209
Heat allowance
$150
Housing costs
$2,406 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $79,980
25-yr amortization

Income needed

$74,000

gross annual household income

Payment at 4%
$1,683 / mo
Cash down
$79,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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